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PayPal: Pay in 3 reviews

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4.93
Based on 40,032 reviews, last reviewed 27th Apr 2026
1669000% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

simplicity Service is supper fast and simple allows you to repay pay in 3 before agreed dates with no charges so no need to search for a better deal for online p... Read more Reviewed on: 27th April 2026
paul b's avatar
paul b

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (40032)

Very easy and quick way to spread payments over thre...

5
Very easy and quick way to spread payments over three months. Reviewed on: 17th June 2024
Kerrie S's avatar
Kerrie S

5 star service always

5
Always excellent service. Can’t praise them highly enough. Reviewed on: 17th June 2024
A D's avatar
A D

Pay in 3 works for me

5
I use PayPal a lot, for most online purchases. I like using pay in 3 for larger items, as it spreads the cost without any of the stress of managing a credit card. I've never been comfortable taking out lines of credit, I prefer things straightforward. So pay in 3 is a nice compromise, plus it's good for my credit score. Reviewed on: 17th June 2024
Jo M's avatar
Jo M

Helpful pay in 3

5
Use this slot. Really helpful when paying for bigger purchases Reviewed on: 17th June 2024
James C's avatar
James C

Easy to use and always works.

5
Easy to use and always works. never any problems Reviewed on: 17th June 2024
Tommy T's avatar
Tommy T

Extremely competitive rates and payment options

5
Extremely competitive rates and payment options available for different needs Reviewed on: 17th June 2024
Chris Mc's avatar
Chris Mc

Good and very fast payment in all moments

5
Good and very fast payment in all moments Reviewed on: 17th June 2024
Rumen I's avatar
Rumen I

Saves lives ;)

4
Helps me pay my expenses better and sometimes wakes me up when I spend too much by refusing to allow some pay in 3 payments. Reviewed on: 17th June 2024
Ayah's avatar
Ayah

Having used pay in 3 several times I can honestly sa...

5
Having used pay in 3 several times I can honestly say what a great idea it is. Well done Paypal Reviewed on: 17th June 2024
Mandy C's avatar
Mandy C

Makes my life a lot easy with pay in 3!

5
Makes my life a lot easy with pay in 3! Easy, instant access, no stress! Reviewed on: 17th June 2024
Dan M's avatar
Dan M

Review PayPal: Pay in 3 now

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