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PayPal: Pay in 3 reviews

4.93
Based on 40,253 reviews, last reviewed 28th Apr 2026
1689800% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and safe to use Easy and safe to use. I feel secure in making purchases via PayPal Reviewed on: 28th April 2026
Suljit J's avatar
Suljit J

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (40253)

PayPal has always been my preferred way of paying on...

5
PayPal has always been my preferred way of paying online. They are dependable, safe & trustworthy. Reviewed on: 27th June 2025

Wouldn’t help with an issue when a company is refusi...

1
Wouldn’t help with an issue when a company is refusing to refund money taken twice Reviewed on: 27th June 2025

My overseas holiday made easy

5
Used PayPal pay in 3 for my next trip to Australia. Easy to understand the terms and conditions and therefore easy to use. Reviewed on: 27th June 2025

Peace of mind

5
Using pay in 3 means I can minimise the impact of unexpected bills like a new tyre for the car Reviewed on: 27th June 2025

PayPal Deals

5
Payment made easy .Spread the cost , and easy to use .Sometimes you can buy things on offer that you couldn’t pay for at the time , Reviewed on: 27th June 2025

Great way to spread total cost.

5
Great way to spread total cost. Sometimes by doing this we barely notice an impact on our account rather than the full amount being taken. And it’s free, what’s not to like? Reviewed on: 27th June 2025

Real game changer

5
I'm using PayPal in 3 options most of the time to spread the cost and it's a real game changer if you're tight with money Reviewed on: 27th June 2025

I always use PayPal - most secure and reliable

5
I always use PayPal for the security they bring and excellent service. The pay in 3 payments has enabled me to access more things - incredible Reviewed on: 27th June 2025

Financial breathing space

5
Pay in 3 has been a real life saver for me. It’s allowed me to be able to afford not just luxuries but also essentials for our busy family Reviewed on: 27th June 2025

Great way to book flight tickets

5
Always use pay in 3 when booking jet2 flights, email confirmation when payments are taken, excellent. Reviewed on: 27th June 2025

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