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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 39,708 reviews, last reviewed 27th Apr 2026
1637700% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

Flexibility, Freedom, Efficiency and Satisfaction As one of the first to offer Pay in 3, PayPal are innovators in the banking and finance world showing trust its customers and creativity and positive ... Read more Reviewed on: 27th April 2026
K Guthrie 's avatar
K Guthrie

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (39708)

Great when all works

4
No idea when I can and can’t use it regardless of if I’ve ordered £30 or more. There is no consistency with it but I do still enjoy it as it is easy to use when it works. Payments are easy and clear as well. Reviewed on: 13th June 2024
Sabina France's avatar
Sabina France

Never really had any issues.

5
Never really had any issues, I've never had to call customer service. So I find the transactions go smoothly. Reviewed on: 13th June 2024
Wayne Hessell's avatar
Wayne Hessell

I have used PayPal for a few years now and I am very...

5
I have used PayPal for a few years now and I am very confident my money is safe. I have never had a problem and if PayPal is available as a choice of payment I will always use it. It’s my go to payment app. Reviewed on: 13th June 2024
debbie.rudd@icloud.com's avatar
[email protected]

The convenient way to pay

5
I always have great service when I use PayPal. I would always recommend PayPal to my friends. It’s easy to use and convenient. Reviewed on: 13th June 2024
Trudy G's avatar
Trudy G

Pay in 3, a great way to pay online

5
it has been positive for me as the pay in 3 options is flexible yet more manageable than just pure credit as the payments are fixed and easier to plan for. Reviewed on: 13th June 2024
Dalbir S's avatar
Dalbir S

Love it!

5
Love it! Lets me buy bigger purchases over time. Reviewed on: 13th June 2024
Inga Z's avatar
Inga Z

Good customer service, with easy payments.

5
Good customer service, with easy payments. Reviewed on: 13th June 2024
David's avatar
David

Excellent Payment System

5
Pay in 3 makes life a bit easier to manage finances thanks Reviewed on: 13th June 2024
Limitless's avatar
Limitless

Pay in 3 helps with breaking down daily spending , c...

5
Pay in 3 helps with breaking down daily spending , currently with cost of living going up . I use pay in 3 a lot from dominos pizza to eBay Reviewed on: 13th June 2024
Lordson Simpson's avatar
Lordson Simpson

Love pay in 3

5
I have used pay in 3 multiple times without any issues. Reviewed on: 13th June 2024
LJ F's avatar
LJ F

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