Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (40140 reviews)

View other PayPal products

4.93

Based on 40,140 reviews, last reviewed 28th Apr 2026

1679000% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Smooth, convenient and quick. Smooth, convenient and quick. The pay in 3 service is so easy to make a purchase and defer payments interest free Reviewed on: 28th April 2026

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (40140)

PayPal have your corner if something goes wrong

PayPal have your corner if something goes wrong Reviewed on: 13th June 2024

PayPal give me the freedom to shop easily and pay at...

PayPal give me the freedom to shop easily and pay at ease. Reviewed on: 13th June 2024

Very good experience.

Very good experience. Very easy way to purchase and safe Reviewed on: 13th June 2024

N/a it is what it is - just need to make sure you ca...

N/a it is what it is - just need to make sure you can afford the payments and don’t forgot Reviewed on: 13th June 2024

ALWAYS A GOOD SIMPLE AND QUICK WAY TO BUY ONLINE

ALWAYS A GOOD SIMPLE AND QUICK WAY TO BUY ONLINE Reviewed on: 13th June 2024

I use paypal all the time .

I use paypal all the time ...its brilliant Reviewed on: 13th June 2024

Always been great and easy to use

Always been great and easy to use Reviewed on: 13th June 2024

Fabulous very happy to use .

Fabulous Reviewed on: 13th June 2024

I use it yo afford items without getting into long t...

I use it yo afford items without getting into long term debt. Reviewed on: 13th June 2024

Pay in 3 works for me

Used pay in 3 many times. Great idea for ease of purchase Reviewed on: 13th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from PayItMonthly 4.91 from 242 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.09 from 34 reviews
Buy now pay later
from Payl8r 4.89 from 4218 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Credit card
from PayPal 4.92 from 66 reviews
Payments
from PayPal 4.92 from 3687 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub