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PayPal: Pay in 3 reviews

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4.93
Based on 48,980 reviews, last reviewed 10th May 2026
2511800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

quick review overview easy to use, not needed to deal with customer service,in competition with my bank who offers the same service Reviewed on: 10th May 2026
anthony h's avatar
anthony h

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48980)

Great service offered.

5
Great service offered. Convenient and interest free!! Reviewed on: 6th April 2026
CJE's avatar
CJE

3 interest free is a fab way of spreading the cost o...

5
3 interest free is a fab way of spreading the cost of our purchases. Reviewed on: 6th April 2026
Kenneth A's avatar
Kenneth A

has got me a refund

5
has got me a refund without me having to do anything Reviewed on: 6th April 2026
robert s's avatar
robert s

Straightforward, efficient and reasonably priced.

5
So straightforward to use. Super speedy and efficient. Charged are very reasonable. We rely on Pay Pal and use the service almost daily. Reviewed on: 6th April 2026
lindsey b's avatar
lindsey b

Quick payment process.

4
Quick payment process. Ease of use with face id Reviewed on: 6th April 2026
Lloyd Rodrigues's avatar
Lloyd Rodrigues

PayPal has been great.

5
PayPal has been great. Always helpful when needed and the safest platform I have used when dealing with finances and payments Reviewed on: 6th April 2026
BradK's avatar
BradK

Customer services has always been spot on they are a...

5
Customer services has always been spot on they are also responsible lenders they are my fave bnpl service Reviewed on: 6th April 2026
Effy's avatar
Effy

really great for unexpected purchases

5
really great for unexpected purchases, like in January I had to purchase car parts for passing my MOT, this allowed me to spread the cost and not have to stress about repayment amounts as its was set from the date of purchase. Also excellent for when I have purchases to make for work but do not get reimbursed the costs straight away, this allows me to not feel the cost so much before I get the funds. Reviewed on: 6th April 2026
Louise SS's avatar
Louise SS

Easy to use.

5
Easy to use. Great experience whenever I have problem. Reviewed on: 6th April 2026
Rowena H's avatar
Rowena H

I’ve used this many a time, it’s very efficient and...

5
I’ve used this many a time, it’s very efficient and makes me feel more in control of my spending. I like how clear the app is with the remaining money to pay and gives the option pay early which is nice! Reviewed on: 6th April 2026
Evie W's avatar
Evie W

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