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PayPal: Pay in 3 reviews

4.93
Based on 49,878 reviews, last reviewed 12th May 2026
2596700% increase in 5 star reviews
in the past 90 days
5000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and simple Quick and simple to set up. Then an issue with the seller, all resolved quickly. Reviewed on: 12th May 2026
Nick S's avatar
Nick S

Latest lowest rating:

1

They block me from this service since I do a return... They block me from this service since I do a return ever since they got me collecting points an paying in full but it doesn’t matter as I can pay for ... Read more Reviewed on: 12th May 2026
Clinton D's avatar
Clinton D

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49878)

I’ve been using PayPal for many years, safe and secure!

5
I’ve been using PayPal for many years, safe and secure! Love the PayPal + rewards Reviewed on: 6th April 2026

Easy and helpful

5
Very easy and fast to apply and i can see everything in the app (due date, amount of payments left, how much to pay etc). Reviewed on: 6th April 2026

Great features available

5
Been using it for a while now and it is a good way to pay for stuff and planning for it. Reviewed on: 6th April 2026

Easy to use & straightforward.

5
Easy to use & straightforward. It helps to be able to spread the cost over several payments. Reviewed on: 6th April 2026

Bossing it!

5
Easy checkout and spreads the cost in challenging times. Making life less stressful. Reviewed on: 6th April 2026

Decided on a late Xmas/New Year break for family.

5
Decided on a late Xmas/New Year break for family. PayPal provided a quick loan and easy repayment plan. Took less than 5 minutes. Job done! Reviewed on: 6th April 2026

Top service

5
Excellent service and accepted at a lot more places than others offering the same service, get information on deliveries and when a payment is due, and give you time to pay which is very handy Reviewed on: 6th April 2026

Easy, fast, reliable

5
It's a great option to have, especially during festive seasons. No additional charges. A much easier and faster option than setting up a 'buy now and pay later' with any other company. PayPal have always been a very reliable company. Reviewed on: 6th April 2026

Fast and easy to use and customer service are always...

5
Fast and easy to use and customer service are always happy to help and solve problems fast even though I have only had to contact them about 3 times in the last 10 years. Reviewed on: 6th April 2026

PayPal gives Peace of mind

5
PayPal is also insurance for all your transactions through them Reviewed on: 6th April 2026

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