Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 51,544 reviews, last reviewed 17th May 2026
2752400% increase in 5 star reviews
in the past 90 days
5300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful and very helpful application I enjoy the fact that I have a choice of the payments in PayPal and the new credit is collecting points from purchases I made Reviewed on: 17th May 2026
Rena M's avatar
Rena M

Latest lowest rating:

2

Doesn’t Value Customer Loyalty Had a house fire in 2024 the day after I did food shopping using my pay 3. I didn’t even get to eat the food, I had just came out of the hospital and ... Read more Reviewed on: 16th May 2026
Ninny's avatar
Ninny
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (51544)

almost impossible to contact when needed.

1
almost impossible to contact when needed. hard to get past their get rid of the customer so called artificial unintelligible chatbot rubbish, whis icon blocks view of the screen in bottom right also confusing oposite emails from paypal who dont seem to know what its doing. and you cant reply to emails. paypal like so many online companies have gone downhill as has the internet as a whole, monitised and like television is no longer worth bothering with, besides email ibe lost interest in browsers and apps are increasingly useless. very sad waste of what could have been useful. so paypal and its pay in 3 are finished for me. unfit for purpose Reviewed on: 6th April 2026
mac unhappy customer 's avatar
mac unhappy customer

Great experience.

5
Great experience. Would recommend for sure. Reviewed on: 6th April 2026
Denis B's avatar
Denis B

Really easy to use

5
Paypal pay in 3 is really easy to use and makes it easier to pay for the new product you need ASAP (or want) but dont quite have the full amount for just yet by making 3 monthly payments. Reviewed on: 6th April 2026
Lou B's avatar
Lou B

Paypal is so simple to use!

5
Paypal is so simple to use! Pay in 3 option is brilliant. Easy to send money to family and friends too. Reviewed on: 6th April 2026
Christine 's avatar
Christine

I use PayPal as a default payment method.

5
I use PayPal as a default payment method. I Al’s use pay in 3 and 4 months interest free regularly. I have used customer service and found it solvent issues quickly. Reviewed on: 6th April 2026
Stephen G's avatar
Stephen G

great easy and secure

5
so great to use paypal and not need to share all my card details and also saves so much time and any typos with my Address etc Reviewed on: 6th April 2026
Kevin's avatar
Kevin

PayPal Pay in 3 is a great addition to an already ex...

5
PayPal Pay in 3 is a great addition to an already excellent service, also their ability to spot a scam, which I personally am very grateful for, 1st class service to be sure. Reviewed on: 6th April 2026
Seamus Rice's avatar
Seamus Rice

Good customer service and quick response.

5
Good customer service and quick response. Reviewed on: 6th April 2026
Carolina 's avatar
Carolina

PayPal makes online payments really easy.

5
PayPal makes online payments really easy. I use it regularly for purchases and sending money, and it’s always been quick and reliable. I especially like not having to enter card details every time. Overall, a great service that saves time and adds peace of mind. Reviewed on: 6th April 2026
Jon C's avatar
Jon C

Helps when is best to take it easy

5
Quiet simple I would likely use pay in 3 when available. It’s a quick instalment option that you wouldn’t assume possible in certain situations and it helps spread out the purchase even if you can pay in full but don’t want to bulk it in. Reviewed on: 6th April 2026
Milano C's avatar
Milano C

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill