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PayPal: Pay in 3 reviews

4.93
Based on 48,304 reviews, last reviewed 9th May 2026
2448900% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

Love it, love it, love it. Love it, love it, love it. Easy to use. Reviewed on: 9th May 2026
SB's avatar
SB

Latest lowest rating:

1

dispute against me not sure weather AI judged my claim or a mooron Reviewed on: 8th May 2026
roy f's avatar
roy f

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48304)

Pay in three; such a good payment method!

5
Pay in three is such a good, easy to use payment method. The email to remind that the next payment is due makes sure I put enough money in my account. I have been able to buy things I would have had to wait until I had saved enough money to buy because of the pay in three option. Straight forward instructions and easy for me to use. Reviewed on: 17th June 2024

Great stuff

5
PayPal Pay In 3 is Great stuff, absolutely brilliant Reviewed on: 17th June 2024

Reliant service

5
Very reliant service that allows you to be able to afford expensive items costs. Reviewed on: 17th June 2024

Never had any trouble, always use pay in 3 to spread...

5
Never had any trouble, always use pay in 3 to spread large purchase. Reviewed on: 17th June 2024

Great service

5
Communication and security always excellent. i use paypal to make most payments so that if there any issue i know i can contact someone who will investigate and resolve matters. the credit and pay in 3 is great this has allowed me to purchase lots if goods and pay off over time. I have the opportunity to pay early to avoid paying interest. You send reminders when payments are coming so i never miss a payment. When i have struggled to pay in the past Paypal staff are understanding and work with you to find solutions could not ask for a better service Reviewed on: 17th June 2024

Pay in 3 allowed me to fund a small business

5
Pay in three has allowed me to easily fund many things including a small business side hustle which otherwise would have been very difficult to find credit for. Not to mention being accepted is very simple and no interest is charged. Reviewed on: 17th June 2024

At todays prices & difficulty in obtaining certain g...

5
At todays prices & difficulty in obtaining certain goods that they can't afford as a purchase in full, it is amazing to have a services which allows you to pay in three. Reviewed on: 17th June 2024

Never had a problem, always there incase there ever...

5
Never had a problem, always there incase there ever was one. Reviewed on: 17th June 2024

Great payment options, always helping!

5
Great payment options, always helping! Reviewed on: 17th June 2024

Simple and easy to use

5
With having 3 kids that regularly need a new wardrobe every 6 months using PayPal pay in 3 makes it possible for me to buy everything I need in one go and spread it over the remaining months. Whenever I have had any problems using the app the customer service live chat has been excellent. I couldn't recommend it enough Reviewed on: 17th June 2024

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