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PayPal: Pay in 3 reviews

4.93
Based on 39,529 reviews, last reviewed 26th Apr 2026
1620800% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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1%
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0%
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Latest highest rating:

5

One of the best payment options, words can't describ... One of the best payment options, words can't describe you guys Reviewed on: 26th April 2026
Hamied's avatar
Hamied

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39529)

Very handy to purchases on different platforms and w...

5
Very handy to purchases on different platforms and websites. Feels safe, gives an extra protection. Reviewed on: 4th June 2024

It's been extremely helpful and efficient.

5
It's been extremely helpful and efficient. I've had no problems at all Reviewed on: 4th June 2024

No problems.

5
No problems. PayPal sorted out the 1 issue I had with JD sport Reviewed on: 4th June 2024

Very very nice option , very easy to use

5
Very very nice option , very easy to use Reviewed on: 4th June 2024

Great service!

5
Great service, offers truly flexible options which I use all the time, great for the run up to pay day! Reviewed on: 4th June 2024

Paypal pay in 3 makes it much easier to manage my fi...

5
Paypal pay in 3 makes it much easier to manage my finances and pay for things I may not be able to afford in one go! Reviewed on: 4th June 2024

Always easy to use - helpful and kind!

5
Always easy to use - on the one occasion I forgot to pay my minimum payment, they called me first before adding the interest and were very kind in letting me pay at that moment. They were very understanding that on the odd occasion things slip under the radar and were more interested in making sure I was OK financially than taking money from me. Their pay in 3 options have helped me multiple times in ordering things across a period of time, making it easier to pay, especially in this economic period. Reviewed on: 4th June 2024

Very easy to use and always handy

5
Very easy to use and always handy Reviewed on: 4th June 2024

Always had a good experience with PayPal and Pay in...

5
Always had a good experience with PayPal and Pay in 3 is great way to manage the more expensive purchases Reviewed on: 4th June 2024

Life saving help

5
Easy to use the app, very clear and conscise to see what is outstanding to pay and the date next payment is due. Great that you can pay it off early as well. Been a life saver and stretches out things till paydays Reviewed on: 4th June 2024

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