Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 38,854 reviews, last reviewed 25th Apr 2026
1557000% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so secure easy to use and very convenient... PayPal is so secure easy to use and very convenient Reviewed on: 25th April 2026
Toni Cray's avatar
Toni Cray

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (38854)

paypal is my first choice

5
I have made several payments with pay in 3 option, which is excellent and suitable option for me, I can do different purchases with it at the same time. Reviewed on: 3rd June 2024

Every time I use pay in 3 it has been effortless and...

5
Every time I use pay in 3 it has been effortless and easy to use every time Reviewed on: 3rd June 2024

Great experience!

5
Great experience! I prefer to split my payments and this is pretty good for more people who can’t afford one full payment. Reviewed on: 3rd June 2024

I find it helpful and quick to implement

5
I find it helpful and quick to implement Reviewed on: 3rd June 2024

PayPal pay in 3

5
PayPal pay in 3 has been so valuable for me as it has meant I can purchase more expensive items and still manage my usual budget effectively. It’s a fantastic service. Reviewed on: 3rd June 2024

It is easy to use,

5
It is easy to use, I think it is the safest way to pay for goods. Reviewed on: 3rd June 2024

very nice and good quality of all time

5
very nice and good quality of all time Reviewed on: 3rd June 2024

Great to use to split large payments into three.

5
Great to use to split large payments into three. Would recommend to anyone if needing to make large purchases that can’t be avoided but you don’t have the money to be able to pay in full. I’ve used this since the option became available and it has been helpful when trying to budget. Reviewed on: 3rd June 2024

Trendsetter! Highly recommend

5
Trendsetter. Absolutely superb, I've recommended PayPal Pay in 3 to all my friends and family. It helps out a lot as it's a no fuss and user friendly service which doesn't get in the way of the check out transaction. Can't wait to see what other products PayPal has in store for us. Reviewed on: 3rd June 2024

Great feature very handy to have for emergencies

5
Great feature very handy to have for emergencies Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3684 reviews
    PayPal
    View all products