Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 37,403 reviews, last reviewed 22nd Apr 2026
1419000% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal since approx 2000s hand nev... I have been using PayPal since approx 2000s hand never had any issues. Sending money abroad, paying for items online etc. Reviewed on: 22nd April 2026
L J's avatar
L J

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026
Jo's avatar
Jo

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (37403)

I always had a good experience paying at the Paypal...

5
I always had a good experience paying at the Paypal Reviewed on: 1st June 2024

It’s a great feature which helps you to spread the c...

5
It’s a great feature which helps you to spread the cost of a pricey item with no interest Reviewed on: 1st June 2024

It is being a great experience.

5
It is being a great experience. I will recommend it with any resevation. Reviewed on: 1st June 2024

Easy to use

5
Anytime I've had an issue with PayPal, their customer service has sorted it out relatively quickly and I've been brought peace of mind. I've only ever had one issue with them and that was fixed quickly so I hope they continue to do this. Reviewed on: 1st June 2024

Good value Excellent and easy

5
Excellent and easy to use makes things affordable with pay in 3 and no interest Reviewed on: 1st June 2024

Excellent

5
Easy access, quick payment process and ease of accessing the app Reviewed on: 1st June 2024

Very easy process, quick and busy.

5
Very easy process, quick and busy. Reviewed on: 1st June 2024

Poor ,excellent , exited,i recomendet!

5
Poor ,excellent , exited,i recomendet! Reviewed on: 1st June 2024

PayPal is the best

5
PayPal is the best in terms of customer resolution during fraud payments and supports the buyer immensely through their buyer protection Protocol which is the best! Reviewed on: 1st June 2024

Doesn’t judge me on my Credit History

5
PayPal pay in 3 is the one place I can get Pay in 3, they base their judgement on my previous activity with them and not my credit file. I really appreciate this service is available to me when I need. Reviewed on: 1st June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review