Paid advertisement
Smart Money People Logo

PayPal: Pay in 3 reviews

4.76
Based on 57,787 reviews, last reviewed 8th Jun 2026
3336000% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is a very good service This is a very good service all round performance and access to what you need is excellent Reviewed on: 8th June 2026
Phil Gunning's avatar
Phil Gunning

Latest lowest rating:

1

Couldn’t get pay in 3 because I am poor Couldn’t get pay in 3 because I am poor Reviewed on: 8th June 2026
Dan's avatar
Dan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (57787)

I love the fact that you can spread your payments ov...

5
I love the fact that you can spread your payments over 3 months without having to pay interest. It really helped us when our dehumidifier broke down and we had to purchase a new one. It meant I didn't have to dip into our savings or go without for a month. Reviewed on: 7th April 2026

Always easy to use and fast

4
Always easy to use and fast quick convenient way to pay for products Reviewed on: 7th April 2026

Sorted out subscription charge very quickly and effi...

5
Sorted out subscription charge very quickly and efficiently Reviewed on: 7th April 2026

Easy to use and rewarding.

5
Easy to use and rewarding. The confirmation emails keep you on track. Reviewed on: 7th April 2026

Good service

4
So far everything has worked well when required Reviewed on: 7th April 2026

I regularly use all three PayPal options pay in ful...

5
I regularly use all three PayPal options pay in full pay in three and PayPal credit. Every option is incredibly easy to use and manage. If I have ever had to query a purchase or request a refund both have been handled in a quick efficient manner. Reviewed on: 7th April 2026

It’s simple

5
It’s simple and easy to set up. They also workout how much you have to pay over the 3 months so you don’t have to be a maths genius. Reviewed on: 7th April 2026

PayPal pay in 3 is very handy for the times all the...

5
PayPal pay in 3 is very handy for the times all the bills cone at once & you need to purchase something. Being able to divide it up means I can budget better. Reviewed on: 7th April 2026

Every experience of using PayPal has been simple and...

5
Every experience of using PayPal has been simple and easy Reviewed on: 7th April 2026

Always find PayPal excellent service, use it quite r...

5
Always find PayPal excellent service, use it quite regularly and find it helpful if any problems Reviewed on: 7th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review