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PayPal: Pay in 3 reviews

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4.93
Based on 35,984 reviews, last reviewed 20th Apr 2026
1285000% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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0%

Latest highest rating:

5

Brilliant service. Brilliant service. Helps with the payment Reviewed on: 20th April 2026
Saf's avatar
Saf

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (35984)

Quick, easy and efficient.

5
Quick, easy and efficient. Simple to set up and payments taken automatically. Reviewed on: 29th May 2024
John H's avatar
John H

Easy financial management tool

5
I've been using it with ease for about a year and its helped me to purchase both larger items and smaller personal items with ease and efficiency. No hidden fees, easy app navigation and tool to manage finances. Reviewed on: 29th May 2024
Brooke C's avatar
Brooke C

Great idea for those unexpected purchases to make it...

5
Great idea for those unexpected purchases to make it manageable. Reviewed on: 29th May 2024
Bernicebps's avatar
Bernicebps

PayPal offers an amazing feature where you can pay f...

5
PayPal offers an amazing feature where you can pay for your purchase in three instalments. No interest and no late fees, which makes it really easy to budget. This is brilliant for larger purchases such as a big food shop or travel expenses. All with the added security of PayPal's systems and customer service. Reviewed on: 29th May 2024
Teresa R's avatar
Teresa R

So convenient

5
Highly convenient, easy to do, very supportive and really easy to manage. Much easier way to pay. Reviewed on: 29th May 2024
Rebecca w's avatar
Rebecca w

Wouldn’t be without it!

5
Use pay in 3 regularly. It’s really easy to use - smooth transactions and excellent communication via PayPal Reviewed on: 29th May 2024
Pammy's avatar
Pammy

Easy and convenient

5
By splitting larger payments I can manage my money better it was easy to set up and I’m notified when payments are coming out of my account Reviewed on: 29th May 2024
Sarah G's avatar
Sarah G

Was offered to me at checkout with booking.

5
Was offered to me at checkout with booking.com which was very convenient. Also wasn't pushed on to me via advertising. Honest convenient contract with nothing to lose on my behalf as it makes purchases more affordable and I get paypals trusted money back service if something is wrong with my purchase. Reviewed on: 29th May 2024
James E's avatar
James E

Simple and straightforward...

5
This payment method is just so simple and it allows me to effectively manage my money and ensure money borrowed is paid back. Reviewed on: 29th May 2024
Dani Elliott-Booth's avatar
Dani Elliott-Booth

Been with PayPal for many years.

5
Been with PayPal for many years. PayPal has assisted me to get refunds for purchases that were never received.The customer service has been brilliant. I love the credit and pay in 3 facilities. Reviewed on: 29th May 2024
purple room lingerie 's avatar
purple room lingerie

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