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PayPal: Pay in 3 reviews

4.93
Based on 35,924 reviews, last reviewed 20th Apr 2026
1279200% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
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Latest highest rating:

5

Nothing to complain about, easy to use, no misunders... Nothing to complain about, easy to use, no misunderstanding, no unnecessary notifications, plenty of offers to choose Reviewed on: 20th April 2026
Andrei's avatar
Andrei

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (35924)

Everything works fine and smooth

5
Everything works fine and smooth Reviewed on: 28th May 2024

Amazing way to help relieve the stresses of life

5
Amazing way to help relieve the stresses of life Reviewed on: 28th May 2024

Safe and secure

5
Excellent way to ease stressful times when something unexpected pops up. Allows for budgeting on tight budgets and also surprise gifts for loved ones. The customer service team answer promptly and explain things understandably without making you feel like you’re a bit dim. Strong security and policies give you comfort knowing you are safe from incidents and that they are trustworthy. Reviewed on: 28th May 2024

Easy and professional.

4
Easy and professional. Pay in 3 has really helped me out Reviewed on: 28th May 2024

PayPal: Pay in 3 has helped me in so many ways

5
PayPal: Pay in 3 has helped me in so many way. I had an emergency that required my presence in South Africa, we're I was able to book flights and pay in 3 months. Also it makes my shopping easier Reviewed on: 28th May 2024

PayPal has always got my back as a buyer.

5
PayPal has always got my back as a buyer. Every time I have had an issue with a seller I have always had a swift resolution. I have been using the handy pay in 3 option to spread the cost of larger purchases and with no fees or interest its a no brainer. Reviewed on: 28th May 2024

When ever I've had an issue with the app the staff a...

5
When ever I've had an issue with the app the staff are great and handle my enquiry quickly. Reviewed on: 28th May 2024

Good thanks brilliant excellent

5
Good thanks brilliant excellent Reviewed on: 28th May 2024

Can't recommend enough

5
I've been a Paypal user for some time, and when Pay in 3 was introduced this only made me love Paypal more! Its allowed me to purchase high price items whilst also having the ability to split my costs. The 0% interest also allows me not to have to worry about any additional charges. Reviewed on: 28th May 2024

3 chunks, interest free

5
I am still able to get what I want knowing that I can pay over 3 months interest free Reviewed on: 28th May 2024

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