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PayPal: Pay in 3 reviews

4.93
Based on 35,469 reviews, last reviewed 19th Apr 2026
1237200% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and excellent when things go wrong Easy to use and excellent when things go wrong Reviewed on: 19th April 2026
Peter W's avatar
Peter W

Latest lowest rating:

2

One minute I get pay in 3 then I don’t. One minute I get pay in 3 then I don’t. Reviewed on: 19th April 2026
Jimmy A's avatar
Jimmy A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (35469)

Helps spread the cost when needed.

5
Helps spread the cost when needed. Doesn’t break the bank and easy to set up Reviewed on: 27th May 2024

Would be lost without the option of Pay in 3

5
Use this service a lot as it helps me pay for luxury items such as mini breaks etc that i cannot afford in one payment. Reviewed on: 27th May 2024

It has helped me afford extra things.

5
It has helped me afford things I would like to buy sooner . Really grateful for it . Reviewed on: 27th May 2024

Quick, easy and safe

5
Good safe money transfer quick and easy very reliable Reviewed on: 27th May 2024

Safe and Secure

5
PayPal provides a safe way to pay for purchases online and gives you piece of mind that your money is safe and secure. Reviewed on: 27th May 2024

pay in 3 for Xmas

5
Used pay in 3 for Xmas and was a great way to spread the cost no hassle no grief a solution to cash flow with the back up of pay pal Reviewed on: 27th May 2024

So quick to apply, no fuss

5
So quick to apply, no fuss amd so straight forward. So easy to see where you are up. I wish more of the pay in three service providers were so good. Reviewed on: 27th May 2024

As a young adult and recent graduate, pay in 3 is ve...

5
As a young adult and recent graduate, pay in 3 is very helpful for me and allows me to afford things in an easier and more manageable way. Reviewed on: 27th May 2024

Paypal's Pay-in-3 service is he best out there!

5
Paypal's Pay-in-3 service is he best out there! I use it all the time! Reviewed on: 27th May 2024

Very good payment system in place and very flexible.

5
Very good payment system in place and very flexible. Reviewed on: 27th May 2024

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