Paid advertisement
Smart Money People Logo

PayPal: Pay in 3 reviews

4.76
Based on 57,653 reviews, last reviewed 7th Jun 2026
3323600% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. Helps break the cost of many payements for cash flow. Reviewed on: 7th June 2026
Ronald's avatar
Ronald

Latest lowest rating:

2

I loved pay in 3 for ages but suddenly i keep gettin... I loved pay in 3 for ages but suddenly i keep getting refused even tho i never missed a payment so im not happy with pay in 3 Reviewed on: 7th June 2026
Anne M's avatar
Anne M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (57653)

PayPal review

5
It is very straightforward to use and it gives you peace of mind, just in case. Reviewed on: 7th April 2026

My preferred method for transactions - always

5
App is very easy to use and transactions ways feel secure which is why it's my preferred option. When I have needed assistance, customer service has always been great and responsive. Reviewed on: 7th April 2026

I love having the option!

5
I love having the option! PP Pay in 3 really is such a help for bigger purchases and knowing I can break it into manageable chunks :) Reviewed on: 7th April 2026

Pay in 3 is excellent way pay!

5
Pay in 3 is excellent way pay! It gives you the freedom of not paying in a lump sum without any extra charges. Very convenient when paying for more expensive items. Reviewed on: 7th April 2026

Very positive experience with PayPal.

5
I have used nearly all services that PayPal provides, and had no negative to report from having a problem with a buyer to renew automatically for subscription that I didn’t ask for PayPal sorted everything out with no issues whatsoever. Highly recommend. Reviewed on: 7th April 2026

Using PayPal already more than 10years .

5
Using PayPal already more than 10years . I feel safe using it. And I feel like I’m important as a client. Reviewed on: 7th April 2026

Fast and simple to use integration almost every where

4
Fast and simple to use integration almost every where Reviewed on: 7th April 2026

Handy help

5
I use pay in 3 regularly, its a handy tool and love the fact I can pay when ready which is always before the date they aim to take the payment so saves me worrying about keeping the money til that date Reviewed on: 7th April 2026

I feel protected by PayPal.

5
I feel protected by PayPal and am confident that should issues arise with purchases, PayPal will have my back. This has been the case in the past and I see no reason to believe it will not continue to be so. It's so incredibly convenient to send and receive money using the PayPal app. The pay-in-three instalments facility is one I use often, and it helps with budgeting. PayPal helps facilitate easy financial management. I have no reason to think I will not continue to make use of PayPal for the foreseeable future. Reviewed on: 7th April 2026

Best finance platform out there.

5
The app is extremely easy to use. The new PayPal Credit feature has been a game changer . Reviewed on: 7th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review