Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101201 reviews)

View other PayPal products

4.76

Based on 101,201 reviews, last reviewed 23rd Jul 2026

280% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very quick & easy and helpful. Very quick & easy and helpful. A really convenient service offered and would recommend to anyone in a situation to do so with making payments easier o... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101201)

A excellent service that I will just again

A excellent service that I will just again Reviewed on: 11th July 2026

What can’t you like about PayPal especially pay in 3.

What can’t you like about PayPal especially pay in 3. You know it’s secure. If anything goes wrong with the sale PayPal are right behind you and will sort it out Can’t fault them. Reviewed on: 11th July 2026

No problems really.

No problems really Pay in 3 can be good for my cash flow! Reviewed on: 11th July 2026

PayPal Makes Life Easier

I've used PayPal for years and it's my go-to payment method for most online purchases. I also use it regularly to transfer money to friends and family, which is quick, easy and convenient. One of the features I particularly like is Pay in 3, which gives me extra flexibility when making larger purchases. The app and website are straightforward to use, payments are processed smoothly, and I like the added reassurance of using PayPal when shopping online. Overall, it's a service I use frequently and trust. The convenience, flexibility and ease of use keep me coming back, and I'd happily recommend it to others. Reviewed on: 11th July 2026

Very quick way to transfer money and security guaran...

Very quick way to transfer money and security guaranteed Reviewed on: 11th July 2026

Charges higher fees, offers less favourable exchange...

Charges higher fees, offers less favourable exchange rates, in comparison to Wise for example Reviewed on: 11th July 2026

Simple, straightforward, safe.

Simple, straightforward, safe. What more could I want? Reviewed on: 11th July 2026

Very easy process to set up and allowing to pay in t...

Very easy process to set up and allowing to pay in three is very useful aspect of the app Reviewed on: 11th July 2026

Very easy to use with excellent service.

Very easy to use with excellent service. Reviewed on: 11th July 2026

Time to pay

You get more time to pay which gives people time to pay Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.01 from 4 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews
next 3step
from Next 4.16 from 5 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181028 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub