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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101211 reviews)

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4.76

Based on 101,203 reviews, last reviewed 24th Jul 2026

275% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always had a premium service. Always had a premium service. Never been let down by PayPal. Managed to buy items that I would have had to wait for thanks to pay in 3. Reviewed on: 24th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101211)

Needs more offers to incentivise better

Needs more offers to incentivise better Reviewed on: 11th July 2026

Seamless process - clear and easy to use.

Seamless process - clear and easy to use. Fast and secure payments. Reviewed on: 11th July 2026

Nice to be able to spread payments over 3 months wit...

Nice to be able to spread payments over 3 months without paying any interest. Reviewed on: 11th July 2026

PayPal offers a variety of different payment plans f...

PayPal offers a variety of different payment plans for most retailers and online transactions. I also had a dispute where I did not receive the goods and the retailer reused to refund me or send another replacement. Paypal resolved this issue swiftly and refunded my money :) Reviewed on: 11th July 2026

Good process

Being able to split payments at times is a great help. Reviewed on: 11th July 2026

Answer to my problem

I was wondering how best to pay for a major purchase. I didn’t want tos my credit card and accrue interest. I had the money in my savings but wanted to keep it there as long as possible. Then I remembered I gave a pay in three facility with PayPal and it could not have been easier so managed to serve all my needs in one go, great! Reviewed on: 11th July 2026

Always smooth with paypal, very helpful

Always smooth with paypal, very helpful Reviewed on: 11th July 2026

PalPal works for me every time!

Having used PayPal for a number of years I have found it a fast, efficient and very easy way to pay, I have used the 3 payments interest free option on one occasion and was delighted to be able to do this and purchase a much needed product. Reviewed on: 11th July 2026

Paypal, always there when you need it

Simple process. Never had any issues. So Reliable and safe Reviewed on: 11th July 2026

Ease of pay in 3..

Ability to pay for items in 3 instalments is a major factor in purchasing the goods. Would struggle to pay costs in full straight away Reviewed on: 11th July 2026

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