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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101211 reviews)

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4.76

Based on 101,211 reviews, last reviewed 24th Jul 2026

269% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101211)

Quick responses.

Quick responses. Never had an issue. Reviewed on: 11th July 2026

Very easy to use.

Very easy to use. Login is simple & easy process. Reviewed on: 11th July 2026

PayPal for the win!!!

Always a great experience using PayPal. To know your purchases are safe and protected. The whole process is super easy and I love the pay in 3!! Excellent! Reviewed on: 11th July 2026

Love it!

I always feel like my payments are secure with PayPal, the pay in 3 options help me to break down payments when I cant afford something in one go which is really helpful, especially when on a budget. Payment dates are clear and also reminders are sent in advance whoch is really helpful. Reviewed on: 11th July 2026

Great service.

Easy to use now I understand the credit limits.has helped me so much with having 3 kids to buy for. Reviewed on: 11th July 2026

Excellent service

PayPal has facilitated my BNPL purchases excellently well. I've had no issues also with the payments I've made on the platform. Reviewed on: 11th July 2026

Safe and secure and easy to use.

Safe and secure and easy to use, I am very pleased with the service and often use it as default for payments when available. Always working reliably and keeping me informed of my current status for payments and balances. Reviewed on: 11th July 2026

Seamless transaction

It was very and seamless. I expected it to take a long time but it only took a few clicks and it was done. Reviewed on: 11th July 2026

A brilliant and safe way to manage online payments.

I have used PAYPAL for many years and find it easy and safe to use. I can access my account easily and most vendors will accept payments from Pay Pal. Any desputes are quickly and effectivly dealt with, without any quibbles at all. The service is safe and secure, and there a variety of ways to make payments, I have not come across any drawbacks to date. Reviewed on: 11th July 2026

I’ve used Paypal for the past several years now and...

I’ve used PayPal for the past several years now and have no complaints. I mainly use the ‘pay in three’ facility to pay for my heating oil bill. with the Iran war, the price of heating oil has gone through the roof and I wouldn’t be able to buy the oil I need, without clearing out my bank account for that month. Earlier this year, I was scammed by an online company and it was PayPal that stopped the payment as my own bank was unable to. I’m not sure why more people don’t use PayPal in their day to day finances - it’s been a godsend to me Reviewed on: 11th July 2026

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