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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101211 reviews)

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4.76

Based on 101,211 reviews, last reviewed 24th Jul 2026

269% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101211)

Very straightforward and I felt safe using a trusted...

Very straightforward and I felt safe using a trusted financial provider. Reviewed on: 11th July 2026

Absolutely excellent,

Absolutely excellent, easy to deal with, never had one issue Reviewed on: 11th July 2026

I recommend PayPal Pay in 3 to everyone

PayPal pay in 3 is a very handy system which I’ve used twice so far, and will definitely use again. It’s helped when I’ve had enough for the first payment at the time, and then I don’t have to worry about missing out, Reviewed on: 11th July 2026

Best app ever

I use PayPal nearly every day and have never had any issues absolutely love this app. Reviewed on: 11th July 2026

Paypal gives me more control over my finances.

Paypal gives me more control over my finances. Being able to pay 3 smaller amounts each month is a benefit in itself, but to have the items purchased paid off in 3 short months means I am able to choose to purchase things I couldn't have afforded in the past. Grateful to PayPal for their service. Reviewed on: 11th July 2026

Pay pal have always been extremely reliable and help...

Pay pal have always been extremely reliable and helpful. Reviewed on: 11th July 2026

Really good on the whole.

Really good on the whole. Only issue so far has been PayPal credit Ui in the app. Made a payment to debit the card and was not very obvious what had happened. The Ui said a payment had been taken from my bank account but nothing had been taken. It took 1-2 days for the money to actually come out. Some sort of no pending status wouldn’t go amiss! Reviewed on: 11th July 2026

I’ve had PayPal for a few years now

I’ve had PayPal for a few years now and it is very convenient, quick and reliable. It’s easy to use, understand and makes buying online easier and safer. I have never had any issues with it, payments come and go easily and the general app move smoothly. Reviewed on: 11th July 2026

Love paypal

Love paypal had it for 20+ years Reviewed on: 11th July 2026

Timely and convenient

Pay in 3 is a cheap, convenient way to take advantage of one-off offers, especially on something you have wanted but didn't like the full price! Offers don't always align with available income! Helpful when looking to take a hobby into a possible side hustle. Reviewed on: 11th July 2026

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