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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101211 reviews)

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4.76

Based on 101,211 reviews, last reviewed 24th Jul 2026

269% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101211)

It's a convenient way to pay for more expensive item...

It's a convenient way to pay for more expensive items with no interest to pay. I would like the payments to start at £15 Reviewed on: 11th July 2026

The Honest Review

Honestly, it’s been really useful! You always get that sense of relief knowing your money is safe and knowing purchases are secured. It also gives you flexibility especially with the pay in 3 or pay next month without interest which is super beneficial. I also like how you can transfer to other people with such ease and instantaneously, and to other countries. However, I would say transaction fees to other countries are quite high, especially when you transfer a larger amount — which I think doesn’t make sense as you’re only transferring money and why it depends on how much money you transfer, I think it should be a fixed transaction fee if anything. Also, you still have to pay transaction fees for every transfer you make abroad even if it’s the same person for example, if i was to send X amount of money to someone, i would have to pay transaction fees for that and then decided i needed to send more, i still would have to pay transaction fee again. Overall, i would give Paypal 9/10, i also think they need better rewards that are useful and people can actually use, many of them are not relevant or still require to make payment which i don’t see as a reward. Reviewed on: 11th July 2026

Fast,clear details and convenient to use

Fast,clear details and convenient to use Reviewed on: 11th July 2026

When I've had a problem with a purchase, it has been...

When I've had a problem with a purchase, it has been resolved quickly and efficiently Reviewed on: 11th July 2026

Can't go wrong with paypal

I have used PayPal for years they are absolutely brilliant. When Im online purchasing i always feel confident as any problems paypal sort it immediately. There credit cards are brilliant too. I wouldn't use any other company now. Reviewed on: 11th July 2026

Easy to use and payments spread into 3 making it pe...

Easy to use and payments spread into 3 making it perfect for getting and replacing important items. Reviewed on: 11th July 2026

really easy to use and super helpful

really easy to use and super helpful Reviewed on: 11th July 2026

It’s always a quick easy and most important safe way...

It’s always a quick easy and most important safe way to buy, trade or send money Reviewed on: 11th July 2026

Pay in 3

Used Pay in 3 but had to cancel my order. Excellent and fast refund but I can't seem to use it again at the same online shop. I'm assuming the problem is with them and not PayPal. Overall I have no issues with Pay in 3 Reviewed on: 11th July 2026

Use Pay Pal quite often.

Use Pay Pal quite often. Easy to use Reviewed on: 11th July 2026

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