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PayPal: Pay in 3 reviews

4.76
Based on 101,211 reviews, last reviewed 24th Jul 2026
269% increase in 5 star reviews
in the past 90 days
307% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026
Tonros's avatar
Tonros

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101211)

Very convenient when you need to buy multiple items,...

5
Very convenient when you need to buy multiple items, but can't manage to pay in full. You know how much and when the payments are due. Very good idea to limit how many pay in 3 accounts you can have at anyone time. Reviewed on: 11th July 2026

Easy to navigate and use ,lots of partners

5
Easy to navigate and use ,lots of partners Reviewed on: 11th July 2026

Like using the split payments given current context

5
Like using the split payments given current context Reviewed on: 11th July 2026

Great, plenty of reminders.

5
Great, plenty of reminders. Pay in 3 is very useful for spreading the cost of things like weekends away. Reviewed on: 11th July 2026

Peace of mind ...

5
Very happy with the convenience and safety when shopping online Reviewed on: 11th July 2026

A trusted, easy way to make safe purchases

5
I love how simple PayPal makes the process of making purchases. The website is easy to follow and you can see exactly what transactions have been made or are outstanding. Also the customer service when a seller has not completed a service/sent an item PAYPAL have been excellent to deal with to investigate for me Reviewed on: 11th July 2026

Very convenient portal with good security

4
Very convenient portal with good security Reviewed on: 11th July 2026

It good it’s easy i use it a lot to pay for things a...

5
It good it’s easy i use it a lot to pay for things and it’s always good to be protected Reviewed on: 11th July 2026

The best service on the market!

5
It is a fantastic service! Its a great help to be able to split payments over 3 months and without interest. Customer services are also very quick to resolve issues. Reviewed on: 11th July 2026

Super easy and fast

5
Very handy having the option to break payments up with options for pay in 3 our credit at 0% Reviewed on: 11th July 2026

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