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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101211 reviews)

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4.76

Based on 101,211 reviews, last reviewed 24th Jul 2026

269% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101211)

Pay in 3 is particularly useful and easy to use.

I have been using PayPal for years, and I find it very convenient and secure. PayPal Pay in 3 is particularly useful and easy to use. Reviewed on: 11th July 2026

Very easy to set up and the app helps you keep track...

Very easy to set up and the app helps you keep track on what you are spending Reviewed on: 11th July 2026

Flexibility and confidence.

I have used pay pal for a decade or more. It gave me protection if things went wrong with an ebay related dispute. More recently, I like the flexibility of the pay in three option. I continue to use it to this day. Reviewed on: 11th July 2026

I have used PayPal for a number of years and the pay...

I have used PayPal for a number of years and the pay in 3 has helped with birthdays christmas by spreading the cost Reviewed on: 11th July 2026

PayPal is quick and easy to use.

PayPal is quick and easy to use. I love the payment options and the app is easy to use also. I’ve only had to use the customer service a few times but had great experience in doing so. I’ve used PayPal for a long time and will continue to do so. I feel it’s a safe and easy option. Reviewed on: 11th July 2026

Paypal gives me confidence I am protected

Using PayPal gives me the confidence that my money is secure, protected and that I am being well looked after Reviewed on: 11th July 2026

Flexible Payments That Make a Difference

I've found PayPal to be a real help, especially over the last couple of years as everything seems to have become more expensive. Being able to spread the cost of a purchase has taken a lot of pressure off my monthly budget and means I don't have to put off buying something I genuinely need. I like how easy it is to use, and I feel confident that my payments are secure. Everything is clear, I can keep track of my payments without any hassle, and there are no surprises. It's made managing my finances that little bit easier during a time when every penny counts. For me, PayPal has been a reliable, flexible, and trustworthy service, and I'm genuinely grateful for the peace of mind it offers. I would happily recommend it to anyone looking for a simple way to manage purchases and spread the cost responsibly. Reviewed on: 11th July 2026

The Easy way

Easy way of managing payment and subscriptions. It is a excellent companion to any financial transaction. Reviewed on: 11th July 2026

Easy system to use

Have found the system easy to use .Pay in three is very good for more expensive items. Reviewed on: 11th July 2026

Excellent service offered by paypal that enables mor...

Excellent service offered by paypal that enables more flexibility with purchases. Also automatically taken from account so no fear of missing a payment. Have used a few times and would recommend to those who wish to make more expensive purchases but in realistic affordable payments. Reviewed on: 11th July 2026

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