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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101211 reviews)

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4.76

Based on 101,211 reviews, last reviewed 24th Jul 2026

269% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101211)

Trustworthy and very easy to use.

Trustworthy and very easy to use. I tried the ‘ Pay in 3 ‘ option to take advantage of an item reduced in a sale, it couldn’t have been simpler. Easy to follow instructions and clear advice for making the payments. Reviewed on: 11th July 2026

Very Helpful

Such a useful option when you want to spread the cost Reviewed on: 11th July 2026

I love how quick it is to use and I love knowing it’...

I love how quick it is to use and I love knowing it’s like an extra layer of protection when purchasing online. Also the new point and rewards and a definite bonus! Reviewed on: 11th July 2026

So easy to use- set up is instant.

So easy to use- set up is instant. Makes bigger purchases less painful because you spread the cost. Reviewed on: 11th July 2026

Reliable

Reliable, if any issues with orders, PayPal is dealing with them and you get your money back without delay. Great service, and the best part is that you can spread the cost without paying interest, which is really convenient. Reviewed on: 11th July 2026

PayPal in 3

PayPal customer service is excellent and pay in 3 has been a huge help in emergencies. Reviewed on: 11th July 2026

Reliable, accessible and easy to use.

Reliable, accessible and easy to use. Safe and secure way of paying, works well and with no extra complications. Nice and straight forward service. Helpful with different options of payments, which makes life little easier, with an excellent service support. Been using it for years, great experience every single time. Reviewed on: 11th July 2026

Excellent pay in 3

I’ve been using pay in for sometime now and its very easy instalment facility. Reviewed on: 11th July 2026

Top notch service.

Top notch service. Reliable & service oriented fintech tool. Reviewed on: 11th July 2026

pay in 3 gives me financial flexibility

I have used PayPal for many years and the pay in 3 facility gives me the flexibility I need to spread my larger purchases over a longer period so helping me manage my household finances better without sacrificing on the things that I need. Reviewed on: 11th July 2026

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