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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101213 reviews)

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4.76

Based on 101,211 reviews, last reviewed 24th Jul 2026

269% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101213)

Pay in 3 - the sensible option..

Have used ‘pay in 3’ several times. Paypal deal with it all and communication is excellent - easy to follow on the App. Makes bigger items so much easier to manage. Highly recommend. Reviewed on: 11th July 2026

Great. Can’t beat it

Great can’t believe how seamless the process is Reviewed on: 11th July 2026

I love PayPal.excellent financial platform

I love PayPal. Apart from being a very secure platform, the pay in three and credit facilities allow me to spread purchases that I couldn’t afford over a longer period making it more manageable and affordable. Reviewed on: 11th July 2026

Very easy to use app and great and varied payment op...

Very easy to use app and great and varied payment options. Secure transaction and great interoperability with online retailers. My go to means of payment for all online purchases. Pay in three is great for those larger purchases and totally interest free !!! What’s not to like Reviewed on: 11th July 2026

Trusted Flexibility When I Need It

I’ve used PayPal Credit on multiple occasions and have found it reliable and convenient. The promotional 0% periods are useful, and the added reassurance of using a well‑known, trusted provider makes the experience feel secure. Reviewed on: 11th July 2026

Fuss free, easy to use.

Fuss free, easy to use. Such a pleasant experience, used occasionally Reviewed on: 11th July 2026

Good and quick positive

Good and quick offers, security checks a plus too haven’t had a bad experience Reviewed on: 11th July 2026

The offer good payment options.

The offer good payment options. The APR could be lower Reviewed on: 11th July 2026

Its very easy to use and provides excellent service

Its very easy to use and provides excellent service Reviewed on: 11th July 2026

Brilliant service gives me more options when making...

Brilliant service gives me more options when making a purchase Reviewed on: 11th July 2026

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