Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,211 reviews, last reviewed 24th Jul 2026
269% increase in 5 star reviews
in the past 90 days
307% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026
Tonros's avatar
Tonros

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101213)

Very easy to use!

5
Very easy to use! No charge for using the service and I even got bonus PayPal points for using it. Reviewed on: 11th July 2026

Offers good service and value.

4
Offers good service and value. expanded their business in the last few months. Reviewed on: 11th July 2026

Pay in 3 with PayPal is so helpful when you need to...

5
Pay in 3 with PayPal is so helpful when you need to spread the cost of something. Reviewed on: 11th July 2026

So easy to spread the cost without getting into debt.

5
So easy to spread the cost without getting into debt. A great way to fund those unexpected purchases to replace something or pick up a bargain Reviewed on: 11th July 2026

Smooth and swift.

4
Smooth and swift. It provides a clear instruction and it is easy to operate. Reviewed on: 11th July 2026

I love paypal i think its really safe and easy...

5
I love paypal i think its really safe and easy Reviewed on: 11th July 2026

Excellent

5
Really straight forward to use easy to access lots of options on where to spend your money and options on payment methods when you want to save a bit of money per month Reviewed on: 11th July 2026

I use Pay in 3 regularly.

5
I use Pay in 3 regularly. It's a great way to spread the cost of my purchases. It's easy to pay off early if I have the funds to do so. I often recommend the service to friends and family. Reviewed on: 11th July 2026

Very easy to use, I always use PayPal for things lik...

5
Very easy to use, I always use PayPal for things like this Reviewed on: 11th July 2026

Easy to use and set up, no problems at all, linked i...

5
Easy to use and set up, no problems at all, linked in with existing account really easily. Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181044 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products