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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101216 reviews)

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4.76

Based on 101,215 reviews, last reviewed 25th Jul 2026

255% increase in 5 star reviews

in the past 90 days

290% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

I’ve been using PayPal for 25 years I’ve been using PayPal for 25 years Reviewed on: 25th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101216)

What a deal !

Excellent offer , used many times , hassle free being able to pay over a few months and with no interest , would highly recommend Reviewed on: 11th July 2026

Excellent service when dealing with problems

I have had a few problems with sellers and PayPal sorted it out and refunded my outgoings quickly keeping me informed regularly. I have to be honest in saying the latest incident was slightly more stressful as I couldn’t navigate my way round making a claim using the app., but finally managed using chat. Reviewed on: 11th July 2026

My experience with PayPal is the best

My experience with PayPal is the best Reviewed on: 11th July 2026

Quick easy to use.

Quick easy to use. Reliable way to transfer/pay. Reviewed on: 11th July 2026

I just did a payment to buy an item.

I just did a payment to buy an item. I am sure it working. Reviewed on: 11th July 2026

Great experience

Great experience, used this service to purchase eBay items with ease Reviewed on: 11th July 2026

I have always had confidence in PayPals products and...

I have always had confidence in PayPals products and services. The Pay in 3 feature offers a flexible way to spread the cost for items that may not have been budgeted for. The Apps user interface is intuitive and easy to navigate making it easy to know where you're at in terms of repayments. Reviewed on: 11th July 2026

Paypal is quick, easy and secure.

Paypal is quick, easy and secure. I feel safe using this service Reviewed on: 11th July 2026

It's my go to for checkout payments online.

It's my go to for checkout payments online. Feels safer, quicker and I can swap between payment options. I use it for purchases and subscriptions...log in and see what I'm paying to who. Easy to cancel subscriptions. Sending money to friends or family is really useful too Reviewed on: 11th July 2026

PayPal is so easy and secure!

PayPal is so easy, I use it for nearly all my online purchases. I love the safety and security of purchasing via PayPal and any issues they have your back! the app is clear and gives the right level of info on my spending. Using my Passkey makes it even more secure and quick to use. I love it! Reviewed on: 11th July 2026

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