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PayPal: Pay in 3 reviews

4.76
Based on 101,218 reviews, last reviewed 26th Jul 2026
251% increase in 5 star reviews
in the past 90 days
293% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use, secure and peace of mind. Ease of use, secure and peace of mind. Reviewed on: 26th July 2026
Heather L's avatar
Heather L

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101218)

PayPal is simply to use.

5
PayPal is simply to use. Pay in 3 makes big purchases easier to manage Reviewed on: 10th July 2026

Flexibility freedom purchase love it

5
Flexibility freedom purchase love it Reviewed on: 10th July 2026

Always a great experience never had any issues

5
Always a great experience never had any issues Reviewed on: 10th July 2026

Best way to spend money safely

5
Does feel that this definitely the best way to spend money safely. Reviewed on: 10th July 2026

My Go To Payment Service

5
This service makes it easier to manage purchases and your money. It's clear, quick and transparent as well as being accurate and trustworthy. The protection benefits are just what you need when buying online and it is always my first choice of payments. Reviewed on: 10th July 2026

Never had any problems with pay pal paying in 3 asst...

5
Never had any problems with pay pal paying in 3 asstalments and would definitely recommend my partner and family Reviewed on: 10th July 2026

Pay pal have always been a great help.

5
Every time I have ever used pay pal I have had a very good experience. Whenever I have used the credit facilities it has all been so easy and if ever I have been in dispute with a retailer pay pal have always been a great help. Reviewed on: 10th July 2026

A Lifesaver for Students Managing Their Budget

4
As a student, PayPal Pay in 3 has made managing my finances a lot easier. There have been times when I've needed to buy something for university or other essentials but didn't want to pay the full amount all at once. Being able to split the cost into three interest-free payments has really helped me stay on top of my budget without feeling too much financial pressure. The setup was straightforward, the repayments have always been clear, and I like that I can track everything easily in the app. It's been a reliable option for me whenever I need a bit of extra flexibility. Reviewed on: 10th July 2026

Ive never had a bad experience using PayPal

5
I’ve used PayPal for years and I’ve never had a bad experience Reviewed on: 10th July 2026

Good organised, thanks for sorting it out for me

3
Good organised, thanks for sorting it out for me Reviewed on: 10th July 2026

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