Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,218 reviews, last reviewed 26th Jul 2026
251% increase in 5 star reviews
in the past 90 days
293% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use, secure and peace of mind. Ease of use, secure and peace of mind. Reviewed on: 26th July 2026
Heather L's avatar
Heather L

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101221)

A Lifesaver for Students Managing Their Budget

4
As a student, PayPal Pay in 3 has made managing my finances a lot easier. There have been times when I've needed to buy something for university or other essentials but didn't want to pay the full amount all at once. Being able to split the cost into three interest-free payments has really helped me stay on top of my budget without feeling too much financial pressure. The setup was straightforward, the repayments have always been clear, and I like that I can track everything easily in the app. It's been a reliable option for me whenever I need a bit of extra flexibility. Reviewed on: 10th July 2026

Ive never had a bad experience using PayPal

5
I’ve used PayPal for years and I’ve never had a bad experience Reviewed on: 10th July 2026

Good organised, thanks for sorting it out for me

3
Good organised, thanks for sorting it out for me Reviewed on: 10th July 2026

Never any problems

5
Never had any problems always good Reviewed on: 10th July 2026

Easy service

5
It is a very easy service to us and sends emails of notifications Reviewed on: 10th July 2026

I find pay pal easy to you, they are trustworthy...

5
I find pay pal easy to you, they are trustworthy app Reviewed on: 10th July 2026

Excellent service, safe transaction

5
Excellent service, safe transaction Reviewed on: 10th July 2026

great experience love it .

5
great experience love it . use it all the time it's so easy . Reviewed on: 10th July 2026

Pay Pal assisted Watch Guru praises PayPal Pay in 3!!!

5
I’m a regular pay pal user…especially the pay in 3 facility!!On many occasions I’ve been able to purchase expensive watches,which I collect,which would stretch my budget to pay in one payment Reviewed on: 10th July 2026

Really easy and convenient to use.

5
Really easy and convenient to use. I really like and trust PayPal as easy suitable payment option Reviewed on: 10th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181051 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products