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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (100780 reviews)

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4.76

Based on 100,310 reviews, last reviewed 14th Jul 2026

512% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Cannot fault the service On very rare occasions when I have had an issue with a seller PayPal have been extremely helpful. On one occasion I had a full refund in less than 30 ... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

You get what you want Very happy with service straight forward easy to use. Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (100800)

I always try and use PayPal for my purchases.

I always try and use PayPal for my purchases. They are very reliable and process refunds very quickly. I feel more secure using PayPal wherever I can. Reviewed on: 9th June 2026

No charges for pay in 3, lets you spread purchases o...

No charges for pay in 3, lets you spread purchases over 3 months no extra charges or interest just take the payment over 3 payments. Only contacted customer services on one occasion in 15 years were very helpful refunded my money on a scam purchase. Reviewed on: 9th June 2026

A Great Way to Manage Larger Purchases

Pay in 3 has been very convenient and made it easier to spread the cost of a larger purchase into affordable installments. Reviewed on: 9th June 2026

Has always been an easy and simple system to use!

Has always been an easy and simple system to use! Have used several times and has always been an easy task. Customer service are easy to get hold old and are helpful with queries. Is definitely a service I would recommend Reviewed on: 9th June 2026

Split payment plan

It's a great way to split payments in 3 monthly installments and that's what I love about PayPal Reviewed on: 9th June 2026

Reliable and secure - PayPal is easy to use

Reliable and secure - PayPal is easy to use, I love the fact that it is accessible to all and very simple to set up. We use Paypal for every purchase where it is an option as we trust it as a payment gateway. Reviewed on: 9th June 2026

Very easy to use.

Very easy to use. Smaller amounts Reviewed on: 9th June 2026

Pay in 3 with PayPal gives me fantastic flexibility

Pay in 3 with PayPal is fantastic, it helps me to buy additional items during the later end of the month, that I can then pay off on Payday or the following Payday. I have used it so many times and thoroughly recommend it. It is especially great for emergency purchases that you didn’t see coming. It gives me great flexibility with my money. I use it a lot. Reviewed on: 9th June 2026

Allways use for bigger purchases would allways recom...

Allways use for bigger purchases would allways recommend Reviewed on: 9th June 2026

The process was straightforward and easy to use.

The process was straightforward and easy to use. Payments were clearly explained, and I had no problems managing them through PayPal. Reviewed on: 9th June 2026

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