Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101036 reviews)

View other PayPal products

4.76

Based on 100,997 reviews, last reviewed 15th Jul 2026

514% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Using pay in 3 has made larger purchases on essentia... Using pay in 3 has made larger purchases on essentials more manageable than ever. I don't have to wait to save for something that I need now with a st... Read more Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101036)

PayPal security

PayPal offers security against failed item delivery Reviewed on: 9th June 2026

PayPal is fantastic

PayPal is fantastic. It’s easily accessible and simple to use. I would highly recommend using it for safety and easy use. Reviewed on: 9th June 2026

Very polite and professional customers.

Very polite and professional customers. Reviewed on: 9th June 2026

A reliable and widely accessible service.

PayPal has been one of the most reliable payment services I’ve used. The platform is very easy to navigate, and sending or receiving money is super simple. I really appreciate the security features, especially purchase protection, which makes my online transactions feel much more secure, and fail-safe. One of the biggest advantages is how widely PayPal is used, especially when I’m shopping online, paying subscriptions or paying a friend back.. Notifications are instant, and the activity tracking is clear and easy to follow. Reviewed on: 9th June 2026

I'm just here for the £1000 prize

I'm just here for the £1000 prize Reviewed on: 9th June 2026

Would recommend pay in 3.

Easy enough to use service. Pay in 3 being handy for smaller payments on particular items especially. When not wanting to spend as much on certain months Helps not charging interest on the payments as well. Reviewed on: 9th June 2026

Quick and easy process!

Quick and easy process, never had to raise anything with the Customer Service team, everything is sorted at the click of a buttion. Reviewed on: 9th June 2026

Great, they are the best for online shopping and the...

Great, they are the best for online shopping and there 3 in 1 service makes it even better Reviewed on: 9th June 2026

Peace of mind for online transactions especially if...

Peace of mind for online transactions especially if not familiar with the online retailer Reviewed on: 9th June 2026

being able to split payments in 3 without interest i...

being able to split payments in 3 without interest is really useful Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.41 from 26 reviews
Klarna card
from Klarna 4.02 from 4 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 180842 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub