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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101039 reviews)

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4.76

Based on 100,997 reviews, last reviewed 15th Jul 2026

514% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Using pay in 3 has made larger purchases on essentia... Using pay in 3 has made larger purchases on essentials more manageable than ever. I don't have to wait to save for something that I need now with a st... Read more Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101040)

Amazing option

Gives stress free option at the checkout if you need a bit of time to pay for something in smaller amounts. Free of charge too which is great it makes some purchases a bit more possible. Reviewed on: 9th June 2026

Simple and easy to do, payments taken on the date sp...

Simple and easy to do, payments taken on the date specified. Helped me to pay for a booking for a stag do and aloud me to collect the money and past it off when I had it Reviewed on: 9th June 2026

I frequently use pay in three, it helps me afford ho...

I frequently use pay in three, it helps me afford holidays / purchases that I couldn’t afford in one month without the worry of going into debt! Reviewed on: 9th June 2026

Never had a bad experience using paypal

Never had a bad experience using paypal Reviewed on: 9th June 2026

The reliable 3rd wheel

Paypal has always been easy to use, intuitive and providing a peace of mine Reviewed on: 9th June 2026

Instant decision and super handy way to make big pur...

Instant decision and super handy way to make big purchases. Reviewed on: 9th June 2026

Easy to use and a great ways to pay

PayPal Pay in 3 is very easy to use and only takes seconds to find out if you have been accepted. Paying the 3 installments by Direct Debit is easy and painless and a reminder email is always sent prior to payment being taken - so no nasty surprises when you check your bank funds. would definitely recommend this payment method to anyone. Reviewed on: 9th June 2026

Same as everyone else

Use it regularly but many other banking services offer Pay in 3 now. What they don't tell people is that is a cause of debt if not well managed and also reflects badly with loan and mortgage lenders! Reviewed on: 9th June 2026

Paying in 3 is so useful when it comes to large purc...

Paying in 3 is so useful when it comes to large purchases and spreading the cost. Paying with PayPal also offers security and gives me peace of mind. Reviewed on: 9th June 2026

Easy to use

Easy to use online site, very helpful to ease spending over a few months. Reviewed on: 9th June 2026

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