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PayPal: Pay in 3 reviews

4.76
Based on 101,228 reviews, last reviewed 27th Jul 2026
240% increase in 5 star reviews
in the past 90 days
293% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

The Payment App I've been a long time user of PayPal and I've never had an issue with it. It's quick and easy to pay for anything, and the protection it provides give... Read more Reviewed on: 27th July 2026
Tommy C's avatar
Tommy C

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101233)

Everything went smoothly.

5
Everything went smoothly. Application took mere seconds and was accepted straight away Reviewed on: 10th July 2026

one of the best retail finance provider who helps th...

5
one of the best retail finance provider who helps their customers very well Reviewed on: 10th July 2026

Very easy and convenient to use

5
Been with PayPal for years. Only ever had one issue with a buyer and PayPal sorted it without and hassle. Would definitely recommend based on my experience. Love the different ways to now use PayPal too. Reviewed on: 10th July 2026

Great service

5
I never had any issues with PayPal always delivered. Great service every time. Reviewed on: 10th July 2026

Excellent experiences throughout using PayPal

5
Excellent experiences throughout using PayPal Reviewed on: 10th July 2026

Excellent service, provide what we need in this society

5
Excellent service, provide what we need in this society Reviewed on: 10th July 2026

Excellent way to spread the cost without interest

5
Overall, I’ve found PayPal Pay in 3 to be reliable, transparent, and convenient. I would happily recommend it to anyone looking for a simple interest-free way to spread the cost of purchases, provided they borrow responsibly. Reviewed on: 10th July 2026

Amazingg

5
Amazing … I love to use PayPal very easy to use and good service Reviewed on: 10th July 2026

Easy to use very intuitive and allowing me to organi...

5
Easy to use very intuitive and allowing me to organise my finances much better and more efficiently. It is also great to use when considering input from other international sources, allowing me to consolidate my assets. Reviewed on: 10th July 2026

Excellent ability to pay in 3 when you want to & so...

5
Excellent ability to pay in 3 when you want to & so easy to set up Reviewed on: 10th July 2026

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