Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101235 reviews)

View other PayPal products

4.76

Based on 101,235 reviews, last reviewed 27th Jul 2026

232% increase in 5 star reviews

in the past 90 days

277% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I needed an outfit for an interview but wouldnt get... I needed an outfit for an interview but wouldnt get paid until end of the month and pay in 3 was very helpfull in this matter Reviewed on: 27th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101235)

A long standing Paypal user

I have used Paypal for many years. Both as a business and a personal account holder. I find it to be a safe method, especially when dealing with retailers I am less familiar with. It's also convenient for a faster checkout when i am in a hurry. I especially love the new cashback type rewards that have just been introduced. If you let them mount up then it's a nice surprise to find you might have a free purchase every so often. Reviewed on: 10th July 2026

Brilliant way of receiving cash and sending.

Brilliant way of receiving cash and sending. Have lots of way to offer. Reviewed on: 10th July 2026

Very easy & helpful App

PayPal Pay in 3 is very easy to use and provides a convenient way to spread the cost of purchases. The app is straightforward, payments are clearly scheduled, and managing repayments is simple. Overall, it offers a helpful and flexible finance option with a smooth user experience. Reviewed on: 10th July 2026

I’ve used pay in 3 many times and it’s always worked...

I’ve used pay in 3 many times and it’s always worked really well for me. Helped me buy essentials when I’ve needed it and also little things like gifts for birthdays, Christmas, etc. Would recommend to all. Reviewed on: 10th July 2026

Never had a bad experience with PayPal, Its handy an...

Never had a bad experience with PayPal, Its handy and straightforward and feels safe. Customer support are also excellent Reviewed on: 10th July 2026

Essential tool

I just find PayPal so easy to use and i feel safe and secure using it. Essential tool to have these days! Reviewed on: 10th July 2026

Everything was smooth and easy and as desrcribed

Everything was smooth and easy and as desrcribed Reviewed on: 10th July 2026

Always find PayPal very efficient and easy to use

Always find PayPal very efficient and easy to use Reviewed on: 10th July 2026

Best finance company in the world for ease of use an...

Best finance company in the world for ease of use and customer services. Reviewed on: 10th July 2026

Easy way to qiuck pay

I am very satisfied, I use it every day and it is a form of planning that I recommend to everyone. Reviewed on: 10th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Buy Now Pay Later
from Klarna 4.37 from 563 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181066 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub