Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 48,173 reviews, last reviewed 8th May 2026
2436900% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use fast quick and reliable Really easy to use fast quick and reliable Reviewed on: 8th May 2026
Hannah E's avatar
Hannah E

Latest lowest rating:

1

dispute against me not sure weather AI judged my claim or a mooron Reviewed on: 8th May 2026
roy f's avatar
roy f

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48173)

Getting to speak to a human is way too complicated.

3
Getting to speak to a human is way too complicated. Reviewed on: 26th May 2024

Pay in 3 easy to use, not charged APR.

5
Pay in 3 easy to use, not charged APR. Whenever I have had to contact customer service they have been brilliant Reviewed on: 26th May 2024

Pau in 3 is easy to set up and monitor and useful if...

5
Pau in 3 is easy to set up and monitor and useful if something unexpected comes up that is a nit more than you budgeted for. Reviewed on: 26th May 2024

Sucessful puchases with Pay in 3

5
I have used Pay in 3 so many times. It helps me budget for the things that I would not be able to purchase in one go and might have missed the opportunity., especially if the item was in a limited time sale. Reviewed on: 26th May 2024

Very Easy to apply for

5
Very easy to apply for and keeps you up-to date with when payments are due. Many businesses accept PayPal pay in 3 which makes shopping so much easier. Reviewed on: 26th May 2024

Amazing service always from PayPal as a customer for...

5
Amazing service always from PayPal as a customer for 17 years wouldn’t go anywhere else Reviewed on: 26th May 2024

Always been positive and easy to pay off

5
Always been positive and easy to pay off Reviewed on: 26th May 2024

Reliable, easy my go to for spreading my payments

5
Paypal is easy to use, keep track and always there when I need it. My go to for spreading my payments when needed. Reviewed on: 26th May 2024

I love PayPal it’s very useful, use it as my payment...

5
I love PayPal it’s very useful, use it as my payment method for everything. also use PayPal credit for large purchases Reviewed on: 26th May 2024

Amazing!

5
Best over any other way of payment Reviewed on: 26th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review