Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,244 reviews, last reviewed 29th Jul 2026
218% increase in 5 star reviews
in the past 90 days
274% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Security is important to me, security and prompt pay... Security is important to me, security and prompt payments. PayPal ticks the boxes without doubt. Reviewed on: 29th July 2026
Kim M's avatar
Kim M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101244)

Great service.

5
Great service. Easy to use. Make life that bit straight forward Reviewed on: 10th July 2026

PayPal pay in 3 is a very handy, reliable service

5
PayPal pay in 3 is a very handy, reliable service for those improptu purchases or treats. As long as you pay on time and spend within your means, it is a great tool to use. It is easily accessible, easy to use and plans are laid out in a straightforward manner. You know where you are at any given time. Overall, I would recommend PayPal pay in 3. Reviewed on: 10th July 2026

Easy to use with clear communication

5
Easy to use with clear communication Reviewed on: 10th July 2026

Easy to do and saves me money.

5
Easy to do and saves me money. Safe and secure transactions backed by PayPal. Reviewed on: 10th July 2026

Excellent experience

5
The pay in 3 experience has been perfect for me spreading out costs throughout the months . The refund process has also been a very easy and straight forward one Reviewed on: 10th July 2026

Very handy tool to have with a large purchase.

5
Very handy tool to have with a large purchase. Always get prompt notifications to remind me of payments as well. Reviewed on: 10th July 2026

Love it for splitting bigger bills.

5
Love it for splitting bigger bills. Trust it always works. No interest too! Reviewed on: 10th July 2026

Easy to use,quick, and great its interest free

5
Easy to use,quick, and great its interest free Reviewed on: 10th July 2026

Good site easy to manage

5
It is easy to use PayPal for purchases and it is easy to see outstanding payments and manage your account. Nice to see that you are now able to earn points on you account with certain retailers which can be used towards other puchases. Reviewed on: 10th July 2026

So far my experience with PayPal is very good I feel...

4
So far my experience with PayPal is very good I feel so protected when it comes to purchases as PayPal is like a security to ensure I don’t get scammed or anything Reviewed on: 10th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181076 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 125 reviews
    PayPal
    View all products