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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101244 reviews)

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4.76

Based on 101,244 reviews, last reviewed 29th Jul 2026

218% increase in 5 star reviews

in the past 90 days

274% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Security is important to me, security and prompt pay... Security is important to me, security and prompt payments. PayPal ticks the boxes without doubt. Reviewed on: 29th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101244)

Great service, easy to use, like that you can pay fo...

Great service, easy to use, like that you can pay for an item in 3 payments Reviewed on: 10th July 2026

very efficient and safe.

very efficient and safe. anything goes wrong with delivery or items. always covered! Reviewed on: 10th July 2026

I’ve been with PayPal for 10 years.

I’ve been with PayPal for 10 years. Thanks to Pay in 3, I was able to budget a holiday last year much more efficiently. The UI is seamless and it’s almost too easy to keep on top of due payments. I would recommend it over any other Pay Later service. Reviewed on: 10th July 2026

Online shopping with PayPal

I’ve been doing purchases online using PayPal credit and it gave me more ways to afford it and ways to pay it back. Reviewed on: 10th July 2026

Super convenient

Their pay in 3 option is super convenient and straightforward. For me I tend to only purchase items through PayPal as it's easy to track and a safe bet. Reviewed on: 10th July 2026

Excellent service

Easy to use and financial guarantees Reviewed on: 10th July 2026

Vey helpful when i was unsure of a repayment dates

Vey helpful when i was unsure of a repayment date for a pay in 3 instalments Reviewed on: 10th July 2026

Reward apps and fun money

Good for recieving money for rewards apps and for using as side account for fun spending Reviewed on: 10th July 2026

Why choose PayPal...

The necessary security provided is reassuring in today's world, the flexibility is an added bonus. Reviewed on: 10th July 2026

Fast and smooth process.

Fast and smooth process. Was accepted quickly. Reminders of upcoming payments and fast adjustment of loans when necessary. Reviewed on: 10th July 2026

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