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PayPal: Pay in 3 reviews

4.93
Based on 49,743 reviews, last reviewed 12th May 2026
2583700% increase in 5 star reviews
in the past 90 days
5000% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

Have used paypal as a preferred payment method for m... Have used paypal as a preferred payment method for many years and the simplicity and protection is excellent. The "pay in 3" is also a very helpful op... Read more Reviewed on: 12th May 2026
M R's avatar
M R

Latest lowest rating:

1

They block me from this service since I do a return... They block me from this service since I do a return ever since they got me collecting points an paying in full but it doesn’t matter as I can pay for ... Read more Reviewed on: 12th May 2026
Clinton D's avatar
Clinton D

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49743)

Secure payments

5
I have not interacted with customer teams Reviewed on: 29th May 2024

The easy way to get the help you need

5
When im in a bind and i need to splt the cost of something its a great tool to do so honestly it really has saved me a few times to be honest Reviewed on: 29th May 2024

Pay in 3 is great!

5
Pay in 3 is great! Provides an easy way to pay for more expensive purchases in instalments @/0% interest. Payments taken automatically so no missed payments and no extra fees Reviewed on: 29th May 2024

Great app

5
Nice to know they is helping out there x Reviewed on: 29th May 2024

PayPal always get in contact if I accidentally miss...

5
PayPal always get in contact if I accidentally miss any payments or I’m late paying and are always very polite and helpful Reviewed on: 29th May 2024

Always useful to use when buying large purchases whi...

5
Always useful to use when buying large purchases which can be expensive in one amount Reviewed on: 29th May 2024

It's has been a lifesaver for when I have desperatel...

5
It's has been a lifesaver for when I have desperately needed it (e.g. to book accommodation last minute) Highly recommended it! Reviewed on: 29th May 2024

Nice and simple.

5
Nice and simple. Easy access through the app Reviewed on: 29th May 2024

Credit facility is good, generally charges are very...

5
Credit facility is good, generally charges are very high. Complaints procedure sometimes works but sometimes fails and can cost you greatly. Reviewed on: 29th May 2024

Paypal payGood

4
Really good experiences so far,just got to be careful because it's not paid untill its paid.(Money is gone)Can actually take a while at times Reviewed on: 29th May 2024

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