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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101249 reviews)

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4.76

Based on 101,249 reviews, last reviewed 29th Jul 2026

211% increase in 5 star reviews

in the past 90 days

259% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Simple and trustworthy Simple and trustworthy, Paypal is always my preferred way of buying safely online. Reviewed on: 29th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101249)

Reliable every time I’ve used it Review

I’ve used PayPal Pay in 3 quite a few times over the past couple of years, and it’s always been a smooth experience. The approval process is quick, the payment schedule is clear, and I like being able to see everything in the PayPal app. Splitting larger purchases into three interest-free payments has been really convenient and has helped me manage my spending without any surprises. I’ve never had any issues with payments or merchants accepting it, and the reminder notifications are useful. Overall, it’s become one of my preferred ways to pay for bigger purchases. Reviewed on: 10th July 2026

Very nice and good.

Very nice and good. Always helpful and upto date Reviewed on: 10th July 2026

Using Pay in 3 is very easy to use at point of sale,...

Using Pay in 3 is very easy to use at point of sale, just select Paypal as a payment option then it tells you if you're accepted and if you are, tells you the payment schedule and T&C's. Just accept and continue with the transaction. The app is excellent to see when my payments are due BUT they also send email reminders too Reviewed on: 10th July 2026

So quick easy and simple to set up.

So quick easy and simple to set up. Reviewed on: 10th July 2026

Fast efficient service , i always rely on paypal whe...

Fast efficient service , i always rely on paypal when in need to , i know it doesnt let me down and i have been using them for years Reviewed on: 10th July 2026

Been with PayPal for over 10 years now, 7 Star service

Been with PayPal for over 10 years now and the service's they provide just keep getting better and better. Can't recommend them highly enough. Never ever had a concern or problem with them. Reviewed on: 10th July 2026

Good service when you need them.

Good service when you need them. Helped me spread the cost of my holiday using the pay in 3 Reviewed on: 10th July 2026

Pay in 3 for larger value items

I generally use PayPal to purchase goods in one payment. There are times, however, when it is useful to pay in 3. This is simple and interest free with the payments taken automatically and interest free. Reviewed on: 10th July 2026

The finance pay 3 is so good and helpful

The finance pay 3 is so good and helpful Reviewed on: 10th July 2026

Excellent communication, great service.

Excellent communication, great service. Reviewed on: 10th July 2026

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