Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,250 reviews, last reviewed 30th Jul 2026
207% increase in 5 star reviews
in the past 90 days
232% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

no strings attached piece of mind It’s easy, no strings attached, and gives me piece of mind instead of feeling worried about further payments looming over me. I am glad to have the op... Read more Reviewed on: 30th July 2026
Mac's avatar
Mac

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101251)

Brill little app

5
Ever since i first used ebay ive never looked back and cant imagine life without it..i just know if i buy something online am safe and covered by ebay...i love using it to spend and recieve money off my friends and family...all in a easy to use app and ive not even mentioned half the things you can use if for...brill app Reviewed on: 10th July 2026

I use PayPal pay in 3 as it helps me budget.

4
I use PayPal pay in 3 as it helps me budget. I can quickly purchase items and split the cost interest free. It is also quick and easy to use and a decision is made in seconds-- no lengthy forms to fill in. Reviewed on: 10th July 2026

Pay in 3 - The easy way to pay.

5
Pay in 3 - The easy way to pay. Great way to go if purchasing something you need urgently and you don’t have enough funds. Easy to apply, you’re given enough notice of next payment. Do make sure what you’re buying is within your means. Reviewed on: 10th July 2026

Great job!

5
Great job! I love the chance to pay in three, let me buy something more expensive and not feeling guilty about it Reviewed on: 10th July 2026

Great option for the more expensive purchases

5
Great option for the more expensive purchases to extend the payments over 3 months instead of 1 mass payment. Easy to navigate and instant approval decision means no waiting around and allows quick usage without any faff. Reviewed on: 10th July 2026

I find it very helpful to pay bills and keep on top...

5
I find it very helpful to pay bills and keep on top of things Amy different ways to pay for things and a back up f po r things Reviewed on: 10th July 2026

In my experience.

5
In my experience PayPal is very user friendly and very simple to use, is prompt with notification for the pay by 3 options. Would recommend to a friend. Reviewed on: 10th July 2026

Always great without problems, never have any issue...

5
Always great without problems, never have any issue with support or the app itself. PayPal is excellent and is highly deserving of an award for their customer help and the work they do daily Reviewed on: 10th July 2026

PayPal is so easy and convenient to use.

5
PayPal is so easy and convenient to use. Saves a lot of hassle when shopping online. Even better with PayPal + and pay in three. Reviewed on: 10th July 2026

They have always been supportive and helpful.

5
They have always been supportive and helpful. Really easy to stop subscriptions etc too Reviewed on: 10th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181082 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products