Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101251 reviews)

View other PayPal products

4.76

Based on 101,250 reviews, last reviewed 30th Jul 2026

207% increase in 5 star reviews

in the past 90 days

232% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

no strings attached piece of mind It’s easy, no strings attached, and gives me piece of mind instead of feeling worried about further payments looming over me. I am glad to have the op... Read more Reviewed on: 30th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101251)

Great service, easy to use, understand and navigate.

Great service, easy to use, understand and navigate. Reviewed on: 10th July 2026

Superb experience

My experience has been superb with PayPal Reviewed on: 10th July 2026

A customer for life

I love PayPal, I don’t usually use financial service apps other than the standard banks, but PayPal was the first I used, it is so easy to use in comparison to others I’ve tried, it’s reliable and available on almost all sites I shop at. Once I started using PayPal I never went back. I’ve never had a negative experience with PayPal and even if I did my overall experience with the service has been so good that a single bad experience wouldn’t be enough to make me switch up for another. Reviewed on: 10th July 2026

Very easy to use and the security checks are reassur...

Very easy to use and the security checks are reassuring. Very good in reminders too when using the pay in 3 option. Reviewed on: 10th July 2026

I like it how you can pay 3 installments,

I like it how you can pay 3 installments, Reviewed on: 10th July 2026

Paypal ensured I got my refund

Having ordered a hoodie online and paid using PayPal when the hoodie arrived it was of very poor quality and not as advertised. After contacting the seller and being unsuccessful in getting a refund I contacted PayPal who immediately got me a refund. Very happy with the service PayPal continue to give Reviewed on: 10th July 2026

Fair and transparent credit facility

Fair and transparent credit facility that helps you buy things you need now. Helps you budget for unexpected or larger purchases without worrying about added fees. Reviewed on: 10th July 2026

Seamless easy experience.

Seamless easy experience. Clear information. Reviewed on: 10th July 2026

It’s easy to use.

It’s easy to use. You get a remixed each time before payment is taken. Works well if you don’t want to pay it all at once Reviewed on: 10th July 2026

A well designed, easy app to use to...

It's just a really well designed, easy app to use to manage online payments and the added protections make it invaluable whether you are paying businesses or just sending payments to family or friends. Reviewed on: 10th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.01 from 4 reviews
Retail finance
from Buyline 4.41 from 26 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181082 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub