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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101253 reviews)

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4.76

Based on 101,251 reviews, last reviewed 30th Jul 2026

205% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

excellent service, and customers service easy to com... excellent service, and customers service easy to communicate to sort any issues. Reviewed on: 30th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101253)

Excellent and professional service

Excellent and professional service Reviewed on: 9th July 2026

Good for paying people and shops.

Good for paying people and shops. They are okay at investigating if you need money back Reviewed on: 9th July 2026

Great customer service

Any questions they answer straight away and when thing are not delivered they sort it out Reviewed on: 9th July 2026

SO EASY TO USE.

SO EASY TO USE. RELIABLE AS ALWAYS Reviewed on: 9th July 2026

Best of the best

Best of all experience. After all is paypall. What do you expect more . Reviewed on: 9th July 2026

Feel more secure to purchase goods when there is an...

Feel more secure to purchase goods when there is an option to pay with PayPal. Supported when have had issues with merchants and outcomes have been fulfilled Reviewed on: 9th July 2026

Excellent

My experience has always been straight forward never any issues Reviewed on: 9th July 2026

It’s a great easy to use platform

It’s a great easy to use platform Reviewed on: 9th July 2026

Pay in 3 is a interest-free way to spread costs.

It is a great financial product that lets you split purchases and as its interest-free no hidden fees or percentages or charges when paid on time, It really especially in these hard times, It gives me peace of mind and allows for me to acquire my purchase and at the same time improve budgeting. BUT you have to be wary it would be better if they didn't restrict payment methods and allowed existing PayPal balance to make the scheduled repayments this would really make the product a 10/10 as atm its a 8.5 if i am honest the kink to a debit card could lead to Encouraged Overspending where as if you can see you balance next to your 3in3 on the same screen it would make you more aware. Reviewed on: 9th July 2026

Safe and secure

Easy use and safest for online purchasing Reviewed on: 9th July 2026

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