Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,254 reviews, last reviewed 1st Aug 2026
194% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service I have used PayPal 22 years without any problems. Reviewed on: 1st August 2026
Jozef O's avatar
Jozef O

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101255)

Highly recommend PayPal .

5
My experience was very positive. I found everything so straightforward and easy to understand and use. The update emails are very welcome and I can not find any fault whatsoever. If only other companies or organisations could provide a similar service life would be so much easier!! Reviewed on: 9th July 2026

A good reliable service

4
I have been using PayPal for a long time, and it remains one of my most trusted payment methods. Whenever I am shopping online and see the PayPal logo at checkout, it instantly gives me a sense of security. While it does not completely guarantee that a business is perfect, it gives me immense peace of mind knowing that my money is safe and protected if anything goes wrong with the order.The overall platform is highly reliable, though it does have a few minor drawbacks. The customer service is decent, but navigating the system can feel a tad tedious at times. I am also not a big fan of dealing with automated bots when I need support, as I prefer human assistance.That being said, the pros far outweigh the cons. One of my absolute favourite features is the "Pay in 3" option. It is incredibly useful for spreading out the cost of larger purchases over time without any hassle. Overall, it is a fine, dependable service that I will continue to use. Reviewed on: 9th July 2026

Love the pay in 3, gives me flexibility and helps or...

5
Love the pay in 3, gives me flexibility and helps organise my finances Reviewed on: 9th July 2026

Pay Pal safe way to pay..

5
I very often use PayPal for pay in three when making a large purchase Reviewed on: 9th July 2026

PayPal provides me with consumer protection which is...

5
PayPal provides me with consumer protection which is very important to me. I have never had any issues with my account and I have not needed to contact customer service. I find the app very user friendly. Reviewed on: 9th July 2026

Paypal is my silent banker .

5
Paypal is my silent banker ...by paying via PayPal it gives me peace of mind , as it keeps my bank details safe & pays for my goods . Reviewed on: 9th July 2026

Quick transfer easy secure access

5
Quick transfer easy secure access Reviewed on: 9th July 2026

Allow me to pay in installments

4
Allow me to pay in installments with no interest and is a secure way of paying online Reviewed on: 9th July 2026

Excellent

5
So easy to use and you spread the cost Reviewed on: 9th July 2026

easy payments

5
easy and simple way of paying for purchases and also for spreading costs of items over a period of time with no extra costs Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181090 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products