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PayPal: Pay in 3 reviews

4.76
Based on 101,255 reviews, last reviewed 1st Aug 2026
192% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent I only try to use PayPal as I feel it’s... I only try to use PayPal as I feel it’s much safer Reviewed on: 1st August 2026
Clare S's avatar
Clare S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101255)

Smooth service no problems or issues have used for m...

5
Smooth service no problems or issues have used for many years always reliable Reviewed on: 9th July 2026

I have used PayPal for years now and it’s always bee...

5
I have used PayPal for years now and it’s always been a smooth and easy experience when I use the app Reviewed on: 9th July 2026

It’s great

5
It’s great. I use it for all my purchases, the pay in 3 option is brilliant and allows me to stagger the cost. I find it really useful an would recommend it to anyone Reviewed on: 9th July 2026

Never had problems always been helpful when I have q...

4
Never had problems always been helpful when I have questions Reviewed on: 9th July 2026

A Must have

5
Used this company for over 20 years with the same account, so convenient, reliable, versatile and easy to manage. Customer resolution centre for refunds and returns is a great excellent. Highly recommend this service to all Reviewed on: 9th July 2026

PayPal offers good point to value on their new point...

5
PayPal offers good point to value on their new points scheme, and has always been very easy too use Reviewed on: 9th July 2026

Pay in 3 has helped me out many times it’s great

5
I’ve never had any issues with PayPal all my experiences have been great it’s easy to use offers many different options in all the categories and the pay in 3 has been great it’s really helped me out when I’ve needed it and it’s easy to use the only downside is that it’s not available for every retailer which isn’t PayPal’s fault. Reviewed on: 9th July 2026

I find the service very good, consistently fast and...

5
I find the service very good, consistently fast and never wrong. I like that my payment methods are protected by the programme, it provides peace of mind as well as giving me new ways of paying for goods that are novel and safe Reviewed on: 9th July 2026

I jave had a few dodgy transactions and PayPal dealt...

5
I jave had a few dodgy transactions and PayPal dealt with them straight away Reviewed on: 9th July 2026

Can buy early and pay early or leave it to automatic...

5
Can buy early and pay early or leave it to automatically pay monthly Reviewed on: 9th July 2026

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