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PayPal: Pay in 3 reviews

4.76
Based on 101,255 reviews, last reviewed 1st Aug 2026
192% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent I only try to use PayPal as I feel it’s... I only try to use PayPal as I feel it’s much safer Reviewed on: 1st August 2026
Clare S's avatar
Clare S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101255)

No messing, straight forward to pay and feel secure...

5
No messing, straight forward to pay and feel secure using paypal Reviewed on: 9th July 2026

So Easy to Use and Flexible - And I say, Safe Also.

5
So Easy to Use and Flexible - And I say, Safe Also. Reviewed on: 9th July 2026

I find PayPal to be a very convenient and reliable s...

5
I find PayPal to be a very convenient and reliable service for sending money to friends for a collective teachers present or a birthday. I also appreciate the security and assistance PayPal provides if I’ve had issues with a seller. Over the years there have been many. Including scam sellers and every time PayPal has always carefully considered my evidence and made decisions accordingly. The serve across the spectrum is professional and efficient. I have always been happy with PayPal 100%. Please keep actual human customer service personnel and please please do not fall into the AI trap that other large companies have. I can tell you know that people are losing trust in companies who are using AI to resolve issues and it ends up not being resolves at all. So please pay heed and keep humans providing this professional service at PayPal! Thank you Reviewed on: 9th July 2026

I love using Pay Pal.

5
I love using Pay Pal. It feels safe. It can help with disputes. To be able to pay in installments gives choices and helps in this time of crisis. Reviewed on: 9th July 2026

No concerns i...

4
I have never had an issue with PayPal in the years i have been using it. Always clear precise information and no catches Reviewed on: 9th July 2026

Very easy to use, I love the 0 percent pay over 3 mo...

5
Very easy to use, I love the 0 percent pay over 3 months for more expensive purchases. I never had a single issue using it. Most companies allow you to pay using PayPal which speeds up the transaction. No need to add your address every time you buy something. Reviewed on: 9th July 2026

Utterly useless

1
I don't see the point in using paypal any more. The one time I try to use them for an important payment their automated fraud system blocks my payments and nobody at paypal can reset it. Having my photo ID, fingerprints, mobile number, email address, two security questions and two bank accounts registered with them clearly isn't enough security. Reviewed on: 9th July 2026

Pay in 3 is an excellent service I've used countless...

5
Pay in 3 is an excellent service I've used countless times. I always have the money but with no interest it just makes life easier Reviewed on: 9th July 2026

Applied for pay in 3, within few minutes of check it...

5
Applied for pay in 3, within few minutes of check it was approved. Fast and reliable in their checkout Reviewed on: 9th July 2026

Easy to use trusted site good notifications and remi...

5
Easy to use trusted site good notifications and reminders Reviewed on: 9th July 2026

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