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PayPal: Pay in 3 reviews

4.76
Based on 101,255 reviews, last reviewed 1st Aug 2026
192% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent I only try to use PayPal as I feel it’s... I only try to use PayPal as I feel it’s much safer Reviewed on: 1st August 2026
Clare S's avatar
Clare S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101255)

So glad I decided to use PayPal.

5
So glad I decided to use PayPal. The pay in three option means I can afford to get more expensive items and my purchases are protected and pay in three helps maintain a good credit score. There's no mucking about entering bank details etc, which makes checking out much quicker. Very happy Reviewed on: 9th July 2026

I like paypal

5
i like paypal because it allows me to pay for things in sections like holidays, as a student holidays are not always available Reviewed on: 9th July 2026

PayPal is a great tool

4
PayPal is a useful payment tool, helping to keep transactions safe and allowing individuals to easily transfer funds between each other. Reviewed on: 9th July 2026

Excellent way to pay

5
Used for years , quick , easy and safe .Ability to reclaim money an incentive too! Paying in 3 makes purchases easier to justify if worried about affordabi.ity at the time Reviewed on: 9th July 2026

I’ve been using PayPal for years and use it with con...

5
I’ve been using PayPal for years and use it with confidence and peace of mind that my transactions are safe Reviewed on: 9th July 2026

Good experience overall , easy, no hassle.

5
Good experience overall , easy, no hassle. Reviewed on: 9th July 2026

I’m very happy so far.

5
I’m very happy so far. Easy and safe system.Highly recommended to everyone. Keep using it with confidence. Reviewed on: 9th July 2026

Paypal is there for those moments when I really want...

5
Paypal is there for those moments when I really want to buy something I have found but don’t have the funds to lay out the whole amount .Its quick and easy and you get a response straight away . Happy customer Reviewed on: 9th July 2026

I’ve used pay in 3 and it definitely works for me

5
I’ve used pay pal pay in 3 for a few items over the past year or so. It’s great to help spread the cost of those last minute presents or that thing you need right now. Easy to access and even when my card had expired and the payment due and was unable to be taken automatically I was able to make an instant payment then set up my new card. A great idea and it definitely works for me. Reviewed on: 9th July 2026

Easy to use straight forward

5
Easy to use straight forward,great way to save ,recieve and send money ,very useful if yoy dont have a bank account Reviewed on: 9th July 2026

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