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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101255 reviews)

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4.76

Based on 101,255 reviews, last reviewed 1st Aug 2026

192% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent I only try to use PayPal as I feel it’s... I only try to use PayPal as I feel it’s much safer Reviewed on: 1st August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101255)

Great customer service.

They have great customer service, the only issue i had after a pirchase, Paypal sorted out super quick. Reviewed on: 9th July 2026

PayPal pay in 3 is great, allows to spead a cost wit...

PayPal pay in 3 is great, allows to spead a cost with little interest. Its easy to use and never had any problems with paypal Reviewed on: 9th July 2026

used PayPal for a good time is great & has got better

used PayPal for a good time and has got better: have a full audit trail on what I have purchased full details, likewise paying by paypal they have all my details so I dont have fill in suppliers entry forms when purchasing; I have experienced fraudulent activites like subscription options PayPal sorted it and got me a refund, last but not least interest free split payments over 3 mths i.e. £300 bill for tyres £100 per month over 3 months spreads the hit.. Reviewed on: 9th July 2026

Pay in three allows me to budget.

Pay in three allows me to budget when buying a larger more expensive item. Getting the reminder that a payment is due within a few days makes life a lot easier and jogs my memory. Reviewed on: 9th July 2026

I’ve had a very positive experience using PayPal, pa...

I’ve had a very positive experience using PayPal, particularly with the PayPal Pay in 3 feature. It’s been a really convenient way to spread the cost of purchases over three interest-free payments, making it much easier to budget for larger purchases without feeling financially stretched. The app is simple and easy to use, and I like that I can see my payment schedule clearly and receive reminders when payments are due. The approval process has always been quick and straightforward for me, and payments have been taken automatically on the agreed dates, which gives me peace of mind. The only minor drawback is that Pay in 3 isn’t available with every retailer, and eligibility can vary depending on the purchase. However, this hasn’t significantly affected my overall experience. Overall, I find PayPal and its Pay in 3 feature to be secure, transparent, and incredibly helpful for managing my finances. I would definitely recommend it to anyone looking for a flexible and interest-free way to spread the cost of purchases. Reviewed on: 9th July 2026

Paypal...

When ever ive used paypal its always been so easy to use Reviewed on: 9th July 2026

Speedy and Reliable

Never had any issues, always provide a speedy and reliable service Reviewed on: 9th July 2026

quick and easy. Would recommend

Like using PayPal as it’s quick and easy and can normally get through to customer services Reviewed on: 9th July 2026

Pay 3 Hassle Free

PayPal Pay in 3 has been a convenient way to split larger purchases into manageable payments. The setup process was simple, payments were easy to track, and it was helpful to have flexibility without paying everything upfront. The experience has been smooth and straightforward. Reviewed on: 9th July 2026

Excellent service

Having had trouble in the past with a seller paypal stepped in to help getting a refund Reviewed on: 9th July 2026

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