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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101256 reviews)

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4.76

Based on 101,256 reviews, last reviewed 2nd Aug 2026

186% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Easy and reliable way to buy and sell . Easy and reliable way to buy and sell . Reviewed on: 2nd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101256)

I have used this with the budget of our bills over t...

I have used this with the budget of our bills over the last few years and if used sensibly can help as cost of living is going up. I use a budgeting app and together is a great. You pay no interest and your purchase is protected. Reviewed on: 9th July 2026

Always handy!

Always handy! I always know that my payment is safe when I select to use PayPal. Reviewed on: 9th July 2026

So useful!

PayPal makes all my payments easier and the pay in three feature really helps for bigger purchases e.g. Christmas and birthdays when money is a bit stretched. I love it! Reviewed on: 9th July 2026

Straight forward

Pay in 3 was really straight forward and easy to apply/use. Reviewed on: 9th July 2026

Suffolk gal

PayPal is so easy to use be it pay now or pay in 3 instalments, goes straight through with no need to put in all address details, it’s all done for you, would highly recommend Reviewed on: 9th July 2026

I have had very good service to date.

I have had very good service to date. It all works for me having the offer. From transferring money to the 3 to pay. I hope this continues Reviewed on: 9th July 2026

spreading the cost made life easier

I just moved to a new home, spreading the cost made life easier Reviewed on: 9th July 2026

Helps to spread the cost.

Found it very easy to use and simple to understand. A very useful addition to pay pal when you need to spread the cost of your purchase, without the interest. Reviewed on: 9th July 2026

Very easy and convenient service

I often use PayPal Pay in 3. It is so convenient and a great way to spread the cost of any purchases over £30 with no interest. The approval decision is made almost immediately and it’s very easy to track and view payments in the app. Reviewed on: 9th July 2026

All good but why the need to confirm in bank app as...

All good but why the need to confirm in bank app as well? Seems quiker just to use debit card Reviewed on: 9th July 2026

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