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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101256 reviews)

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4.76

Based on 101,256 reviews, last reviewed 2nd Aug 2026

186% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Easy and reliable way to buy and sell . Easy and reliable way to buy and sell . Reviewed on: 2nd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101256)

Pay in 3

I particularly like the pay in 3 feature and use it regularly and find it a manageable way to pay Reviewed on: 9th July 2026

I have been using PayPal for many years

I have been using PayPal for many years, and it is my preferred way to pay online. It gives me real peace of mind when making purchases because I know my payments are secure, and I have confidence in the protection they offer if something goes wrong. On the few occasions I have needed to contact customer service, the experience has always been excellent. The advisers have been responsive, easy to speak to, and have resolved my issues quickly. That level of support has reinforced my trust in the service. I also appreciate the flexibility PayPal provides with its range of payment options. Having choices, including the ability to spread the cost of purchases when needed, is a valuable feature. Because of the security, reliability, and consistently good customer service, I choose to use PayPal whenever it is available. It is a service I have trusted for years and one I would happily recommend to others. Reviewed on: 9th July 2026

Always a seamless experience.

Always a seamless experience. Can check any pay in 3 orders easily in the app and budget having some nice little treats, love having this flexible option Reviewed on: 9th July 2026

Experience using the pay in 3

Experience using the pay in 3 and honestly was not bad, very straightforward Reviewed on: 9th July 2026

Always straightforward when buying.

Always straightforward when buying. Offers great security Reviewed on: 9th July 2026

Nice to have the option

Pretty good I guess. I don’t use it that often, but useful when I need it. Reviewed on: 9th July 2026

Great chance to treat myself to the more expensive t...

Great chance to treat myself to the more expensive things and spread the cost Reviewed on: 9th July 2026

Good, realistic credit allowance.

Good, realistic credit allowance. Customer service easily reachable with most problems easily rectified. Reviewed on: 9th July 2026

Good service provided by the PayPal team

Good service provided by the PayPal team Reviewed on: 9th July 2026

Very easy and fast.

Very easy and fast. Instantly able to purchase Reviewed on: 9th July 2026

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