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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101256 reviews)

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4.76

Based on 101,256 reviews, last reviewed 2nd Aug 2026

186% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Easy and reliable way to buy and sell . Easy and reliable way to buy and sell . Reviewed on: 2nd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101256)

I never use any other way to pay .

I have had some poor experiences with stores, but PayPal have always been there to help and find a solution and very quickly Reviewed on: 9th July 2026

Never let be down

Never let be down especially when issues arise. Refund and then question and is proven correct no retraction. Reviewed on: 9th July 2026

Very handy for spreading payments out and helping wi...

Very handy for spreading payments out and helping with cos larger purchases. Would highly recommend if you wanted to make a large purchase and didn’t want to pay it all up front, doesn’t have to be just large sums though. It works for all :) Reviewed on: 9th July 2026

Absolutely amazing!

Absolutely amazing!! No rush to pay in full. Pay at your own pace and choose which ever amount you want to pay! Would definitely recommend. Reviewed on: 9th July 2026

I think Pay Pal have a excellent service and a great...

I think Pay Pal have a excellent service and a great reputation I'm more than happy with the service they provide. Thank you I always feel safe using the service Reviewed on: 9th July 2026

Been with PayPal for over 20 years, been brilliant f...

Been with PayPal for over 20 years, been brilliant for me over all. Reviewed on: 9th July 2026

It's not a loan but enables me to buy items with lar...

It's not a loan but enables me to buy items with larger price tags that I would otherwise not be able to. It's zero interest and you bay 1/3 each time so that two months later you bought and paid for without not buying. Reviewed on: 9th July 2026

Speedy but refunds can be tricky

I use it for convenience and speed when making payments and I don't want to put my details in. Although I have had issues when I have been signed up to regular payments that I don't recall signing up for. Paypal have not been able to help with refunds. Reviewed on: 9th July 2026

Historic PayPal experience.

Having used PayPal for many years, payments, pay in 3 and customer support have all been good experiences. Reviewed on: 9th July 2026

Great for budgeting especially at xmas

Helps me budget for larger purchases especially at Christmas Reviewed on: 9th July 2026

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