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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101259 reviews)

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4.76

Based on 101,257 reviews, last reviewed 3rd Aug 2026

178% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Pay in 3 is really handy. I've used Pay in 3 a few times. I find it great that I can spread the cost of an item just for a short time, knowing that I'll easily be able to make ... Read more Reviewed on: 3rd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101259)

Easy and simple to use, hassle free which is just wh...

Easy and simple to use, hassle free which is just what you need Reviewed on: 9th July 2026

Pay in 3 is so handy and it's the same price as payi...

Pay in 3 is so handy and it's the same price as paying all at once Reviewed on: 9th July 2026

Came at the right time when needed have enjoyed grea...

Came at the right time when needed have enjoyed great experience so far. Sometimes in life you need a little extra time to make important payments which has been delivered and also obligations fulfilled. Reviewed on: 9th July 2026

I love the service from PayPal, it is meeting my needs

I love the service from PayPal, it is meeting all of my financial needs. It is seamless, customer service is excellent whenever I have sent a request, refunds are prompt and speedy. I recently applied for a PayPal Mastercard and it arrived promptly. The transactions statements all good. Reviewed on: 9th July 2026

You stop my 3 in 1 for no reason no support at all

You stop my 3 in 1 for Andy reason I’ve called 3 times and was told it would come back in my credit scores are excellent. It’s a joke Reviewed on: 9th July 2026

"pay in 3"

I particularly value the "pay in 3" facility, which I use regularly. Reviewed on: 9th July 2026

Linking PayPal to my bank account is useful.

It is useful to link my PayPal account to my bank account so that I can make payments from that account when my PayPal balance is insufficient. Reviewed on: 9th July 2026

Christmas Shopping Made Affordable

Honestly, the only reason I was able afford as many excellent quality Christmas Presents, is because I was able to split the cost across a full 3 months, while still being able to pay things off early if I came into some extra currency. I also wasn't restricted to paying set amounts. I could pay off more in January to make up for my smaller wage in February as a result. Will absolutely continue using. Reviewed on: 9th July 2026

Hassle free

Quick no hassle easy to usei will be using this going forward for large purchases Reviewed on: 9th July 2026

Any problem I’ve had has been sorted straight away

Any problem I’ve had has been sorted straight away Reviewed on: 9th July 2026

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