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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 70,949 reviews, last reviewed 15th Jun 2026
4573500% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All have been excellent, as I haven’t encountered an... All have been excellent, as I haven’t encountered any problems at all using any of your services except when I sent money to a friend who I didn’t kno... Read more Reviewed on: 15th June 2026
Belinda Glassup's avatar
Belinda Glassup

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (70949)

PayPal has always been my first go to payment for al...

5
PayPal has always been my first go to payment for all my purchases Reviewed on: 8th June 2024
Amanda F's avatar
Amanda F

3 pay is a fantastic way to pay , please keep it ava...

5
3 pay is a fantastic way to pay , please keep it available. My life is much less stressful now with it , I can afford to purchase items that before I couldn't. Using 3 pay I was able to purchase a 2 storey wood play house for my grandchildren for Xmas, the older one has autism and this has now given her a place to escape to from her siblings and relax with her art work . 3 pay has helped 3 generations ! My grandchildren , her parents knowing she has a safe place and my self knowing I've made a difference to thier lives ... thankyou Reviewed on: 8th June 2024
Nicki o's avatar
Nicki o

It is easier to use, and the pay in 3 plan is amazing.

5
It is easier to use, and the pay in 3 plan is amazing. Reviewed on: 8th June 2024
Cinthya s's avatar
Cinthya s

No complaints

5
Not had any issues setting up pay in 3. Wish they have a longer option with zero interest for larger payments Reviewed on: 8th June 2024
P S's avatar
P S

Excellent service

5
Excellent service which is really fast. Reviewed on: 8th June 2024
Alexandra Irana's avatar
Alexandra Irana

Excellent for a pinch

5
Being able to split up a payment is great for many reasons but personally, being able to use it means I know I'm able to enjoy the things that may cost a little more however not worry about it breaking the bank. And you're always well informed ahead of time when the next payment is due, which I find really handy and I'm grateful for. Reviewed on: 8th June 2024
tmichael's avatar
tmichael

Good alternative for not using the credit system.

5
I have never used the pay in 3 method before, but it is really easy to set up and you don't get charged interest unlike the alternative of using the credit system. A direct debit is set up for a payment to be taken on the same date for over three months, which provides clarity and ease. To check the payment schedule and keep track on your payments, a separate section is available on the PayPal app. Reviewed on: 8th June 2024
Paul Fisher's avatar
Paul Fisher

Very efficient

5
The response to queries is very good Reviewed on: 8th June 2024
Philip 's avatar
Philip

I absolutely love pay in 3

5
I absolutely love pay in 3 it’s still allowed me to get so many things that I would’ve had to wait months and months for but it’s allowed me to spread the cost in manageable payments and it’s been perfect Reviewed on: 8th June 2024
Andy 's avatar
Andy

Great, simple and convenient

5
Great, simple and convenient is the best ways to describe pay in 3. I use it in every day life for most of my medium sized purchases. I can't recommend another service as easy to use as this that is also so well Integrated Into the shopping experience. Reviewed on: 8th June 2024
Trevor G's avatar
Trevor G

Review PayPal: Pay in 3 now

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